# Phantom vs SubTap AI Subscription Manager

The clearest difference is in-app purchases: SubTap AI Subscription Manager at none against Phantom's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Phantom sells 2 in-app purchases, starting at $3.99 per month. SubTap AI Subscription Manager asks for nothing beyond the download.

Phantom ships an update monthly, SubTap AI Subscription Manager every 3 weeks. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Phantom | SubTap AI Subscription Manager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/phantom-subscription-killer/id6770209415/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Subscription | — |
| Size | 5 MB | 48 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [逸楠 翟](https://appshunter.io/developer/1887144323) | [ALLIE LTD](https://appshunter.io/developer/1810635138) |

## What reviewers say

### Phantom

[App page](https://appshunter.io/ios/app/phantom-subscription-killer/id6770209415)

This app helps you identify and cancel unwanted recurring charges by scanning your bank transactions. It provides tools to dispute wrongful charges and offers scripts for negotiating discounts with service providers. Prioritizes user privacy with an on-device scanning approach.

**Highlights:** Scan bank transactions for recurring charges, Identify unused subscriptions with Zombie Score, Generate EFTA-compliant dispute letters, Receive price increase alerts, Negotiation scripts for discounts, On-device scanning for privacy

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Phantom Pro | $3.99 | per month |
| Phantom Pro Annual | $29.99 | per year |


### SubTap AI Subscription Manager

[App page](https://appshunter.io/ios/app/subtap-ai-subscription-manager/id6782499659)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Phantom free?

Phantom is free to download, with in-app purchases available.

### Is SubTap AI Subscription Manager free?

SubTap AI Subscription Manager is free to download, with no in-app purchases.

### Do Phantom or SubTap AI Subscription Manager have ads?

Neither Phantom nor SubTap AI Subscription Manager shows ads.

### Which is updated more often, Phantom or SubTap AI Subscription Manager?

Phantom ships an update monthly, and SubTap AI Subscription Manager every 3 weeks. Most recently, Phantom was updated on October 12, 2026 and SubTap AI Subscription Manager on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*