# RetirementPlannerSimulator vs Pay

The clearest difference is in-app purchases: Pay at none against RetirementPlannerSimulator's 1. Pay also leads on iOS requirement (15.0 vs 26.0). RetirementPlannerSimulator's advantage is ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. RetirementPlannerSimulator sells 1 one-off in-app purchase. Pay asks for nothing beyond the download.

## The numbers

| Metric | RetirementPlannerSimulator | Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/retirementplannersimulator/id6770515267/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | — | Monthly |
| Monetization | Free | — |
| Size | 5 MB | 38 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Easy Chair Apps Lab, LLC](https://appshunter.io/developer/1895209637) | [Brightray Technologies llc](https://appshunter.io/developer/6778474931) |

## What reviewers say

### RetirementPlannerSimulator

[App page](https://appshunter.io/ios/app/retirementplannersimulator/id6770515267)

This app offers comprehensive, privacy-first retirement planning calculations directly on your device. It analyzes taxes, Social Security, Roth conversions, and withdrawal strategies with detailed projections and risk analysis. Learn financial jargon with an integrated glossary and tutorial.

**Highlights:** Tax-aware year-by-year projections, Social Security claiming optimization, Roth conversion engine, Tax-smart withdrawal strategies, Required Minimum Distribution (RMD) calculations, Monte Carlo risk analysis, Integrated financial glossary and tutorial

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock All Functionality | $29.99 | one-time |


### Pay

[App page](https://appshunter.io/ios/app/pay-calc/id6778474929)

**In-app purchases:** none


## Frequently asked questions

### Is RetirementPlannerSimulator free?

RetirementPlannerSimulator is free to download, with in-app purchases available.

### Is Pay free?

Pay is free to download, with no in-app purchases.

### Do RetirementPlannerSimulator or Pay have ads?

Pay shows ads; RetirementPlannerSimulator does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*