# Payday Buckets vs Ledger

The clearest difference is rating: Ledger at 5.0 against Payday Buckets's 4.0. Ledger also leads on update cadence (every 5 days vs fortnightly). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Payday Buckets sells 1 one-off in-app purchase and Ledger sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Ledger holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Payday Buckets ships an update fortnightly, Ledger every 5 days. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Payday Buckets | Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/payday-buckets/id6770819645/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ledger-pay-cycle-planner/id6774223080/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Freemium | Freemium |
| Size | 12 MB | 22 MB |
| Requires iOS | 18.6 | 18.6 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Nathan Booth](https://appshunter.io/developer/1878878289) | [MATTHEW S DAIS](https://appshunter.io/developer/6774223082) |

## What reviewers say

### Payday Buckets

[App page](https://appshunter.io/ios/app/payday-buckets/id6770819645)

This app helps you manage your finances by calculating exactly how much to set aside from each paycheck for bills, savings, and irregular expenses. It simplifies budgeting by focusing on 'buckets' rather than detailed transaction tracking, ensuring you know your financial plan each payday.

**Highlights:** Paycheck-based financial planning, Bucket and sinking fund management, Customizable pay schedules, Bill and savings goal tracking, Local data storage, iCloud sync for iPhone and iPad, CSV export and JSON backup

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payday Buckets Pro | $12.99 | one-time |


### Ledger

[App page](https://appshunter.io/ios/app/ledger-pay-cycle-planner/id6774223080)

This app helps you manage your money based on your pay cycle, not just monthly. It tracks income, expenses, and savings to show you what's available before your next payday, offering a clear financial overview without complex budgeting.

**Highlights:** Pay cycle planning (weekly, fortnightly, monthly), Multiple income stream management, Recurring and one-off expense tracking, Custom allocation pockets for savings, Privacy-focused with no bank connections, Clear financial overview before payday

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ledger Pro Monthly | $3.99 | per month |
| Ledger Pro Annual | $29.99 | per year |
| Ledger Pro Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Payday Buckets free?

Payday Buckets is free to download, with in-app purchases available.

### Is Ledger free?

Ledger is free to download, with in-app purchases available.

### Which has better reviews, Payday Buckets or Ledger?

Ledger is rated higher. Payday Buckets averages 4.0 out of 5 from 1 ratings, while Ledger averages 5.0 from 1 ratings.

### Do Payday Buckets or Ledger have ads?

Neither Payday Buckets nor Ledger shows ads.

### Which is updated more often, Payday Buckets or Ledger?

Payday Buckets ships an update fortnightly, and Ledger every 5 days. Most recently, Payday Buckets was updated on October 24, 2026 and Ledger on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*