Holdings vs WorthSafe

Holdings is a private net worth tracker that brings your entire financial life into one clear picture — month after month. From cash and ETFs to crypto, real estate, and mortgages, track every line of your net worth and watch it grow over time. WHAT YOU CAN TRACK • Bank accounts and cash • Stocks, ETFs, and bonds — with automatic live prices • Crypto • Real estate and property • Mortgages, loans, and other debts HOW IT WORKS • Create your assets once • Update values each month — manual for accounts, automatic prices and FX rates for market assets • See the trend with clean charts, statistics, and allocation breakdowns MULTI-CURRENCY Hold assets in different currencies and see your whole net worth converted to the currency you choose, with up-to-date exchange rates. PRIVATE BY DESIGN Your financial data stays on your device and syncs privately through your own iCloud — across iPhone, iPad, and Mac. No account to create, no servers storing your portfolio, no ads. Lock the app behind Face ID or Touch ID. STAY ON TRACK Optional monthly reminders help you keep your history complete, so your trend line never has gaps. HOLDINGS PRO Unlock deeper insight with a one-time purchase — no subscription: • Global distribution — see which countries your wealth is invested in • Company & sector distribution — see what your stocks and ETFs are really exposed to • Real estate valuation — automatic property estimates from OMI and HPI data • Import & export your whole portfolio as CSV Start building a clear, honest view of your wealth today.

Financial stability doesn't happen by accident. Whatever your goal — your first $10,000, your first million, or lasting generational wealth — you can't grow what you don't measure. WorthSafe is a comprehensive Net Worth Tracker that shows you where you stand on the way to a secure financial future. WorthSafe is the privacy-first wealth dashboard for people who want a clear, complete picture of their net worth without handing their financial life to a bank, a broker, or a data company. There is no account to create and no server of ours: everything you enter stays on your device and in your own iCloud, where nobody but you can reach it. Organize every asset and liability in one place and see your true net worth at a glance — everything you own minus everything you owe — alongside your Liquid Net Worth (cash, investments, crypto and the cash value of your insurance). If you track your net worth in a spreadsheet — or not at all — WorthSafe is built for you. Chasing FIRE? Follow your liquid net worth and growth trend, and decide whether your home counts toward the number. TRACK EVERYTHING YOU OWN AND OWE • Bank and savings accounts, CDs, brokerage, 401(k) and other retirement accounts, crypto • Property, cars, bullion, jewelry, watches, paintings, collectibles, coins and memorabilia • Household goods: furniture, appliances and electronics • Student loans, mortgages, home equity lines of credit, credit cards, secured and unsecured loans — link a debt to the asset it's secured against • Record where physical items are kept — home, bank locker or storage • Record insurance policies covering your property, vehicles and valuables • Attach documents, photos and policy details to any item • Track expiry dates for policies, registrations and warranties • Choose exactly which assets count toward your net worth ELEVEN REPORTS, READY TO PRINT OR SHARE Net Worth Summary • Assets by Category • Liabilities Summary • Household Inventory • Foreign Accounts • Institution Exposure • Upcoming Dates • Net Worth by Owner • Excluded from Net Worth • Wealth Growth Trend • Estate Planning Asset List Run any report for today or for a date in the past, then save it as a PDF. BUILT FOR THE WHOLE PICTURE • Multi-currency support with 16 currencies with daily rates — a missing rate sets items aside rather than guessing • Assign owners and nominees, including yourself, for true joint and family tracking • A Family Handoff Dossier — one PDF, optionally password-protected, that your family, executor or attorney could actually act on • Reminders before policies, warranties and registrations expire • Works on iPhone, iPad and Mac PRIVATE BY DESIGN • Your data lives in your iCloud, synced across your devices — never on our servers • Face ID, Touch ID or passcode App Lock • No account to create, no password to forget WHAT WORTHSAFE DOES NOT DO • It does not connect to your bank, broker or any financial institution • It does not fetch balances or transactions automatically — you enter and update values yourself • It never asks for banking credentials or account passwords • It does not track spending or categorise transactions • It does not show daily market movement or track individual stocks — values are at the account level • It does not give investment, tax or legal advice • It does not buy, sell or transfer anything • It does not send your data to us or anyone else START FREE — AND WE MEAN IT Add your first 10 assets and liabilities completely free. Checking and savings, a brokerage account, a 401(k), your car and its loan, your home and its mortgage, a life insurance policy and a credit card — that's ten, with every feature and no time limit. When you're ready for more, subscribe monthly or yearly for unlimited assets and liabilities. Cancel anytime. Just beginning? WorthSafe grows with you. A complete user manual is built into the app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/