# PointMate vs CardTrack

The clearest difference is in-app purchases: CardTrack at none against PointMate's 2. CardTrack also leads on ads (none vs shown). PointMate's advantage is update cadence (fortnightly vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. PointMate sells 2 in-app purchases, starting at $2.99 per month. CardTrack asks for nothing beyond the download.

PointMate ships an update fortnightly, CardTrack every 2 months. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | PointMate | CardTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cardtrack-rewards-tracker/id6789731069/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 43 MB | 33 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PointMate Pty Ltd](https://appshunter.io/developer/1896773954) | [Zobair S](https://appshunter.io/developer/1882048088) |

## What reviewers say

### PointMate

[App page](https://appshunter.io/ios/app/pointmate-au-loyalty-points/id6771188233)

This app helps Australians maximize their loyalty points by calculating the value of points earned from credit cards and flights. It compares rewards programs, tracks savings, and alerts users to program changes.

**Highlights:** Loyalty program comparison, Credit card rewards calculator, Flight points valuation, Portfolio points tracking, Savings and bonus tracking, Program change alerts

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PointMate Premium (Monthly) | $2.99 | per month |
| PointMate Premium (Annual) | $24.99 | per year |


### CardTrack

[App page](https://appshunter.io/ios/app/cardtrack-rewards-tracker/id6789731069)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PointMate free?

PointMate is free to download, with in-app purchases available.

### Is CardTrack free?

CardTrack is free to download, with no in-app purchases.

### Do PointMate or CardTrack have ads?

PointMate shows ads; CardTrack does not.

### Which is updated more often, PointMate or CardTrack?

PointMate ships an update fortnightly, and CardTrack every 2 months. Most recently, PointMate was updated on October 20, 2026 and CardTrack on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*