# Savings Jar vs Luma

The clearest difference is in-app purchases: Luma at none against Savings Jar's 3. Luma also leads on update cadence (weekly vs every 2 months). Savings Jar's advantage is iOS requirement (17.0 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. Savings Jar sells 3 in-app purchases, starting at $4.99 per 7 days. Luma asks for nothing beyond the download.

Savings Jar ships an update every 2 months, Luma weekly. The most recent releases landed on October 31, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Savings Jar | Luma |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Size | 8 MB | 16 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Phuc Pham](https://appshunter.io/developer/1893081423) | [semyon faisman](https://appshunter.io/developer/6804662456) |

## What reviewers say

### Savings Jar

[App page](https://appshunter.io/ios/app/savings-jar-goal-tracker/id6771436601)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Rainy Day Reserve · Weekly | $4.99 | per 7 days |
| Money Milestones · Yearly | $24.99 | per year |
| Nest Egg Pro — Pay Once | $49.99 | one-time |


### Luma

[App page](https://appshunter.io/ios/app/luma/id6820717982)

**In-app purchases:** none


## Frequently asked questions

### Is Savings Jar free?

Savings Jar is free to download, with in-app purchases available.

### Is Luma free?

Luma is free to download, with no in-app purchases.

### Do Savings Jar or Luma have ads?

Neither Savings Jar nor Luma shows ads.

### Which is updated more often, Savings Jar or Luma?

Savings Jar ships an update every 2 months, and Luma weekly. Most recently, Savings Jar was updated on October 31, 2026 and Luma on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*