Spliz vs EX financial
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spliz
Easily track and settle shared expenses with friends, roommates, or partners. Record who paid for what, and the app automatically calculates individual balances. Supports custom splits and currency settings.
- Split bills and group expenses
- Record who paid and calculate shares
- Assign custom shares or exact amounts
- Track expenses and recorded repayments
- Set preferred currency for display
- Manage up to 100 ongoing groups with Premium
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Split bills and group expenses with friends, roommates or your partner. One person pays for the stay, another covers dinner: record who paid and Spliz calculates everyoneβs share. Start with the free plan. Spliz Premium is an optional paid subscription. Invite your friends Share the group link. Friends install the app and join with a name, without creating an account. Everyone can add what they paid and see the groupβs expenses. Choose each personβs share Split equally, assign different shares or enter exact amounts. If someone stays an extra night, adjust their share of the accommodation. See what makes up each balance Find what you owe each person and the expenses behind each amount. After paying someone back in cash, by bank transfer or with another app, record it in Spliz. A member records the repayment; check with the person involved that the money arrived. The history keeps expenses and recorded repayments together. Amounts in your currency Choose the currency used to display expenses and balances. This display does not convert or transfer money. Spliz Premium Go from 5 to 100 ongoing Spliz, created or joined, and scan up to 20 receipts per person each month. Check the suggested amount before adding the expense. Weekly, monthly or yearly subscription with automatic renewal. The price is shown in the app before purchase. Manage or cancel your subscription in your App Store settings. Available in English, French and Spanish. Terms of Use : https://spliz.app/en/terms Privacy : https://spliz.app/en/privacy
EX financial
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EX.financial is a multi-currency wallet and stablecoin payment app for individuals and businesses. WHAT YOU CAN DO - Hold balance in USDC, USDT, and other major stablecoins - Convert crypto to fiat (USD, EUR, GBP, MXN, BRL) and withdraw via ACH, SEPA, Wire, SPEI, or PIX - Receive USD via bank transfer through a virtual account (business mode) - Track every transaction with on-chain receipt and explorer links - Send funds out via PIX QR scan - Save favorite withdrawal addresses with email confirmation WHO IT IS FOR - Freelancers receiving payments in stablecoins - Small businesses doing cross-border payments - Anyone bridging crypto and traditional finance SECURITY - Sign in with Apple or email OTP (no passwords) - All payment processing through licensed financial partners over HTTPS - No card or seed data stored on the device This is the official mobile app for the platform at https://ex.financial.
Screenshots
Verdict
The clearest difference is in-app purchases: EX financial at none against Spliz's 3. EX financial also leads on update cadence (every 2 days vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Spliz sells 3 in-app purchases, starting at $1.99 per 7 days. EX financial asks for nothing beyond the download.
Spliz ships an update every 5 weeks, EX financial every 2 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.
| Parameter | Spliz | EX financial |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 5 weeks | Every 2 days β better |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Monetization | Freemium | β |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details β not scored | ||
| Size | 120 MB | 33 MB |
| Age rating | 17+ | 17+ |
| Developer | Spliz (Apps) | iBRO.ia LTDA |
In-app purchases
Spliz
- Spliz Premium Β· Weekly$1.997 Days
- Spliz Premium Β· Monthly$4.991 Month
- Spliz Premium Β· Annual$39.991 Year
EX financial
No in-app purchases









