Comparison

Spliz vs EX financial

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spliz

Easily track and settle shared expenses with friends, roommates, or partners. Record who paid for what, and the app automatically calculates individual balances. Supports custom splits and currency settings.

Highlights
  • Split bills and group expenses
  • Record who paid and calculate shares
  • Assign custom shares or exact amounts
  • Track expenses and recorded repayments
  • Set preferred currency for display
  • Manage up to 100 ongoing groups with Premium
Read full description

Split bills and group expenses with friends, roommates or your partner. One person pays for the stay, another covers dinner: record who paid and Spliz calculates everyone’s share. Start with the free plan. Spliz Premium is an optional paid subscription. Invite your friends Share the group link. Friends install the app and join with a name, without creating an account. Everyone can add what they paid and see the group’s expenses. Choose each person’s share Split equally, assign different shares or enter exact amounts. If someone stays an extra night, adjust their share of the accommodation. See what makes up each balance Find what you owe each person and the expenses behind each amount. After paying someone back in cash, by bank transfer or with another app, record it in Spliz. A member records the repayment; check with the person involved that the money arrived. The history keeps expenses and recorded repayments together. Amounts in your currency Choose the currency used to display expenses and balances. This display does not convert or transfer money. Spliz Premium Go from 5 to 100 ongoing Spliz, created or joined, and scan up to 20 receipts per person each month. Check the suggested amount before adding the expense. Weekly, monthly or yearly subscription with automatic renewal. The price is shown in the app before purchase. Manage or cancel your subscription in your App Store settings. Available in English, French and Spanish. Terms of Use : https://spliz.app/en/terms Privacy : https://spliz.app/en/privacy

About

EX financial

Features
Read full description

EX.financial is a multi-currency wallet and stablecoin payment app for individuals and businesses. WHAT YOU CAN DO - Hold balance in USDC, USDT, and other major stablecoins - Convert crypto to fiat (USD, EUR, GBP, MXN, BRL) and withdraw via ACH, SEPA, Wire, SPEI, or PIX - Receive USD via bank transfer through a virtual account (business mode) - Track every transaction with on-chain receipt and explorer links - Send funds out via PIX QR scan - Save favorite withdrawal addresses with email confirmation WHO IT IS FOR - Freelancers receiving payments in stablecoins - Small businesses doing cross-border payments - Anyone bridging crypto and traditional finance SECURITY - Sign in with Apple or email OTP (no passwords) - All payment processing through licensed financial partners over HTTPS - No card or seed data stored on the device This is the official mobile app for the platform at https://ex.financial.

Screenshots

Spliz4 screens
EX financial4 screens

Verdict

The call

The clearest difference is in-app purchases: EX financial at none against Spliz's 3. EX financial also leads on update cadence (every 2 days vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spliz sells 3 in-app purchases, starting at $1.99 per 7 days. EX financial asks for nothing beyond the download.

UpkeepUpdate frequency

Spliz ships an update every 5 weeks, EX financial every 2 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Β· 6 level
Spliz versus EX financial: the parameters behind the verdict, then further details
ParameterSplizEX financial
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 5 weeksEvery 2 days β€” better
AdsNoNo
In-app purchasesYesNo β€” better
MonetizationFreemiumβ€”
DevicesiPhoneiPhone
Requires iOS16.416.4
Further details β€” not scored
Size120 MB33 MB
Age rating17+17+
DeveloperSpliz (Apps)iBRO.ia LTDA

In-app purchases

3 purchases

Spliz

Subscriptions3
  • Spliz Premium Β· Weekly$1.997 Days
  • Spliz Premium Β· Monthly$4.991 Month
  • Spliz Premium Β· Annual$39.991 Year
None

EX financial

No in-app purchases

Questions

Is Spliz free?
Spliz is free to download, with in-app purchases available.
Is EX financial free?
EX financial is free to download, with no in-app purchases.
Do Spliz or EX financial have ads?
Neither Spliz nor EX financial shows ads.
Which is updated more often, Spliz or EX financial?
Spliz ships an update every 5 weeks, and EX financial every 2 days. Most recently, Spliz was updated on November 2, 2026 and EX financial on October 31, 2026.

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