# Stowe vs Subtle

Stowe and Subtle both sit at 5.0 stars, but that hides the real split: 100% of Stowe's written reviews are positive against 0% of Subtle's. Stowe also leads on update cadence (every 5 days vs every 3 weeks). Subtle's advantage is ratings volume (6 vs 1) and iOS requirement (17.0 vs 26.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Stowe sells 2 in-app purchases, starting at $14.99 per month and Subtle sells 2 in-app purchases, starting at $39.99 per year. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Stowe against 5.0 for Subtle. That said, the two scores are not equally well evidenced: Subtle has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 100% of Stowe's written reviews are positive against 0% of Subtle's.

Stowe ships an update every 5 days, Subtle every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Stowe | Subtle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/stowe-budget-less-save-more/id6771858160/reviews) | [5.0 (6 ratings)](https://appshunter.io/ios/app/subtle-subscription-tracker/id6781251166/reviews) |
| Number of ratings | 1 | **6** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Freemium | Freemium |
| Size | 89 MB | 48 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Stowe Financial Corp.](https://appshunter.io/developer/1774750268) | [North Studio](https://appshunter.io/developer/1896510509) |

## What reviewers say

### Stowe

[App page](https://appshunter.io/ios/app/stowe-budget-less-save-more/id6771858160)

This app helps you track spending, manage bills, and cancel unwanted subscriptions. It offers AI-powered financial guidance based on your actual habits and provides insights into how your spending compares to similar households.

**Highlights:** Automatic spending tracking, Bill and subscription management, AI-powered financial guidance, Spending comparison with similar households, Receipt scanning and grocery price tracking, Household expense planning, Subscription cancellation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $14.99 | per month |
| Yearly Subscription | $99.99 | per year |


### Subtle

[App page](https://appshunter.io/ios/app/subtle-subscription-tracker/id6781251166)

Effortlessly manage all your recurring payments in one place. This app helps you track subscriptions, get renewal reminders, and understand your spending. It also provides guides to help you cancel unwanted services.

**Highlights:** Track all subscriptions in one view, Scan receipts for automatic entry, Built-in catalog of popular services, Renewal reminders, Spending insights and totals, Cancellation guides for services

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subtle Pro Annual | $39.99 | per year |
| Subtle Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Stowe free?

Stowe is free to download, with in-app purchases available.

### Is Subtle free?

Subtle is free to download, with in-app purchases available.

### Which has better reviews, Stowe or Subtle?

Stowe and Subtle are both rated 5.0 out of 5 on the App Store, from 1 and 6 ratings respectively.

### Do Stowe or Subtle have ads?

Neither Stowe nor Subtle shows ads.

### Which is updated more often, Stowe or Subtle?

Stowe ships an update every 5 days, and Subtle every 3 weeks. Most recently, Stowe was updated on November 5, 2026 and Subtle on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*