# Shared Budget vs Threshold

The clearest difference is monetization model: Shared Budget at freemium against Threshold's subscription. Shared Budget also leads on update cadence (every 2 days vs every 3 weeks). Threshold's advantage is ratings volume (11 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Shared Budget sells 2 in-app purchases, starting at $4.99 per month and Threshold sells 2 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Shared Budget against 5.0 for Threshold. That said, the two scores are not equally well evidenced: Threshold has 11 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Shared Budget ships an update every 2 days, Threshold every 3 weeks. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Shared Budget | Threshold |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/shared-budget-expense-tracker/id6771901283/reviews) | [5.0 (11 ratings)](https://appshunter.io/ios/app/threshold-organize-your-money/id6778561185/reviews) |
| Number of ratings | 1 | **11** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 3 weeks |
| Monetization | **Freemium** | Subscription |
| Size | 19 MB | 71 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ruby Game Studio LLC](https://appshunter.io/developer/1744350591) | [Threshold Money LLC](https://appshunter.io/developer/6778561187) |

## What reviewers say

### Shared Budget

[App page](https://appshunter.io/ios/app/shared-budget-expense-tracker/id6771901283)

Manage household finances with a group. Track income, expenses, budgets, and debts with clear charts and recurring transaction features. Ideal for couples, roommates, or families.

**Highlights:** Shared group creation and member invitation, Quick income and expense logging, Category spending visualization, Monthly budget envelopes, Debt tracking, Recurring transaction setup, Shared task management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Shared Budget Premium Monthly | $4.99 | per month |
| Shared Budget Premium | $39.99 | per year |


### Threshold

[App page](https://appshunter.io/ios/app/threshold-organize-your-money/id6778561185)

This personal finance app offers a customizable workspace to organize your money. Connect accounts, track net worth, set goals, and create budgets. It also allows for custom calculations and AI-powered financial insights.

**Highlights:** Customizable financial workspace, Secure account linking via Plaid, Integrated net worth, spending, and debt tracking, Goal setting with progress projection, Automated budget creation, Customizable financial calculations, AI-powered financial insights

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Threshold Membership | $12.99 | per month |
| Threshold Membership | $99.99 | per year |


## Frequently asked questions

### Is Shared Budget free?

Shared Budget is free to download, with in-app purchases available.

### Is Threshold free?

Threshold is free to download, with in-app purchases available.

### Which has better reviews, Shared Budget or Threshold?

Shared Budget and Threshold are both rated 5.0 out of 5 on the App Store, from 1 and 11 ratings respectively.

### Do Shared Budget or Threshold have ads?

Neither Shared Budget nor Threshold shows ads.

### Which is updated more often, Shared Budget or Threshold?

Shared Budget ships an update every 2 days, and Threshold every 3 weeks. Most recently, Shared Budget was updated on October 31, 2026 and Threshold on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*