# Shared Budget vs Pennies Plus

The clearest difference is review sentiment: Shared Budget at 100% against Pennies Plus's 33%. Shared Budget also leads on rating (5.0 vs 3.7) and monetization model (freemium vs subscription). Pennies Plus's advantage is ratings volume (3 vs 1). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Shared Budget sells 2 in-app purchases, starting at $4.99 per month and Pennies Plus sells 11 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Shared Budget holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 100% of Shared Budget's written reviews are positive against 33% of Pennies Plus's.

Shared Budget ships an update every 2 days, Pennies Plus every 10 days. The most recent releases landed on October 10, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Shared Budget | Pennies Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shared-budget-expense-tracker/id6771901283/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/pennies-plus-budget-tracker/id6805403288/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | **100.0% of reviews** | 33.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 10 days |
| Monetization | **Freemium** | Subscription |
| Size | 19 MB | 60 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ruby Game Studio LLC](https://appshunter.io/developer/1744350591) | [The App Shop, Inc.](https://appshunter.io/developer/1746511328) |

## What reviewers say

### Shared Budget

[App page](https://appshunter.io/ios/app/shared-budget-expense-tracker/id6771901283)

Manage household finances with a group. Track income, expenses, budgets, and debts with clear charts and recurring transaction features. Ideal for couples, roommates, or families.

**Highlights:** Shared group creation and member invitation, Quick income and expense logging, Category spending visualization, Monthly budget envelopes, Debt tracking, Recurring transaction setup, Shared task management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Shared Budget Premium Monthly | $4.99 | per month |
| Shared Budget Premium | $39.99 | per year |


### Pennies Plus

[App page](https://appshunter.io/ios/app/pennies-plus-budget-tracker/id6805403288)

This app simplifies household budgeting by allowing users to share budgets with family or housemates. It provides real-time updates on spending, helps users understand how much they can spend daily, and offers flexible budget creation. It's designed for easy use and collaborative financial management.

**Highlights:** Share budgets with household members, Real-time spending updates, Daily spending guidance, Flexible budget creation (weekly, monthly, custom), Home screen widgets for quick access, Multi-currency support, Transfer funds between budgets

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Monthly | $2.99 | per month |
| Monthly | $3.99 | per month |
| Monthly | $4.99 | per month |
| Annual | $19.99 | per year |
| Annual | $19.99 | per year |
| Annual | $29.99 | per year |
| Annual | $29.99 | per year |
| Annual | $39.99 | per year |
| Annual | $39.99 | per year |
| Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Shared Budget free?

Shared Budget is free to download, with in-app purchases available.

### Is Pennies Plus free?

Pennies Plus is free to download, with in-app purchases available.

### Which has better reviews, Shared Budget or Pennies Plus?

Shared Budget is rated higher. Shared Budget averages 5.0 out of 5 from 1 ratings, while Pennies Plus averages 3.7 from 3 ratings.

### Do Shared Budget or Pennies Plus have ads?

Neither Shared Budget nor Pennies Plus shows ads.

### Which is updated more often, Shared Budget or Pennies Plus?

Shared Budget ships an update every 2 days, and Pennies Plus every 10 days. Most recently, Shared Budget was updated on October 10, 2026 and Pennies Plus on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*