# みんなのAI家計簿 vs Monoline

The clearest difference is in-app purchases: みんなのAI家計簿 at none against Monoline's 2. みんなのAI家計簿 also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). Monoline's advantage is ads (none vs shown). On price and update cadence there is nothing between them.

Both are free to download. Monoline sells 2 in-app purchases, starting at $1.99 per month. みんなのAI家計簿 asks for nothing beyond the download.

みんなのAI家計簿 ships an update every 3 days, Monoline every 4 days. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | みんなのAI家計簿 | Monoline |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 3 days** | Every 4 days |
| Monetization | — | Freemium |
| Size | 88 MB | 30 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AKIHIKO HAMANA](https://appshunter.io/developer/1896215127) | [Plien (KR)](https://appshunter.io/developer/1593228528) |

## What reviewers say

### みんなのAI家計簿

[App page](https://appshunter.io/ios/app/ai/id6772152836)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Monoline

[App page](https://appshunter.io/ios/app/monoline-ai-expense-tracker/id6776655350)

Effortlessly track expenses with AI-powered automatic recording from card messages and Apple Pay. Simply write a line in natural language, and it intelligently categorizes your spending. Offers detailed reports and insights into your financial habits.

**Highlights:** AI automatic recording from card messages and Apple Pay, Natural language input for expense categorization, AI chat for spending analysis and insights, Monthly spending reports with personalized advice, Receipt scanning for item and amount recognition, Multi-currency support with automatic conversion, Separate ledgers for different purposes

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monoline Plus | $1.99 | per month |
| Monoline Plus Yearly | $12.99 | per year |


## Frequently asked questions

### Is みんなのAI家計簿 free?

みんなのAI家計簿 is free to download, with no in-app purchases.

### Is Monoline free?

Monoline is free to download, with in-app purchases available.

### Do みんなのAI家計簿 or Monoline have ads?

みんなのAI家計簿 shows ads; Monoline does not.

### Which is updated more often, みんなのAI家計簿 or Monoline?

みんなのAI家計簿 ships an update every 3 days, and Monoline every 4 days. Most recently, みんなのAI家計簿 was updated on October 20, 2026 and Monoline on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*