# SubsTrack vs Spenda

The clearest difference is iOS requirement: SubsTrack at 17.0 against Spenda's 26.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. SubsTrack sells 2 in-app purchases, starting at $4.99 per 7 days and Spenda sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 18, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | SubsTrack | Spenda |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | — | Freemium |
| Size | 1 MB | 7 MB |
| Requires iOS | **17.0** | 26.4 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Phuc Pham](https://appshunter.io/developer/1893081423) | [Milo Fowler](https://appshunter.io/developer/1894310452) |

## What reviewers say

### SubsTrack

[App page](https://appshunter.io/ios/app/substrack-subscriptions/id6772277817)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Yearly | $24.99 | per year |


### Spenda

[App page](https://appshunter.io/ios/app/spenda-spend-smarter/id6774954544)

Understand your spending habits and make smarter financial decisions. Securely connect your bank to track transactions, categorize spending, and receive personalized insights and recaps. Upgrade for advanced analysis and premium features.

**Highlights:** Track everyday spending, Understand spending habits, Categorize transactions, Weekly spending recaps, Smart spending notifications, Secure bank connection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spenda Premium Monthly | $5.99 | per month |
| Spenda Premium Yearly | $39.99 | per year |


## Frequently asked questions

### Is SubsTrack free?

SubsTrack is free to download, with in-app purchases available.

### Is Spenda free?

Spenda is free to download, with in-app purchases available.

### Do SubsTrack or Spenda have ads?

Neither SubsTrack nor Spenda shows ads.

### Which is updated more often, SubsTrack or Spenda?

SubsTrack ships an update every 3 weeks, and Spenda every 3 weeks. Most recently, SubsTrack was updated on October 18, 2026 and Spenda on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*