# PocketKnife Budget vs Settle

The clearest difference is in-app purchases: PocketKnife Budget at none against Settle's 2. Settle's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Settle sells 2 in-app purchases, starting at $2.99 per month. PocketKnife Budget asks for nothing beyond the download.

PocketKnife Budget ships an update every 3 weeks, Settle every 5 days. The most recent releases landed on October 10, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PocketKnife Budget | Settle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pocketknife-budget/id6772282097/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free | — |
| Size | 30 MB | 52 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Aurum Creative Technologies, LLC](https://appshunter.io/developer/1833776595) | [Eduard Kovtun](https://appshunter.io/developer/6787029420) |

## What reviewers say

### PocketKnife Budget

[App page](https://appshunter.io/ios/app/pocketknife-budget/id6772282097)

Understand your spending without connecting accounts or signing up. Log income and expenses, track budgets, and visualize your finances with custom categories and charts. All data stays on your device.

**Highlights:** Local data storage, No sign-up required, Offline functionality, Customizable categories, Yearly dashboard summary, Weekly spending budget, Interactive charts

**In-app purchases:** none


### Settle

[App page](https://appshunter.io/ios/app/settle-expense-tracker/id6787029418)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settle Pro Monthly | $2.99 | per month |
| Settle Pro Annual | $17.99 | per year |


## Frequently asked questions

### Is PocketKnife Budget free?

PocketKnife Budget is free to download, with no in-app purchases.

### Is Settle free?

Settle is free to download, with in-app purchases available.

### Do PocketKnife Budget or Settle have ads?

Neither PocketKnife Budget nor Settle shows ads.

### Which is updated more often, PocketKnife Budget or Settle?

PocketKnife Budget ships an update every 3 weeks, and Settle every 5 days. Most recently, PocketKnife Budget was updated on October 10, 2026 and Settle on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*