# Budgetly vs Envelope Budgeting

The clearest difference is update cadence: Envelope Budgeting at every 5 days against Budgetly's monthly. Budgetly's advantage is iOS requirement (18.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Budgetly sells 3 in-app purchases, starting at $2.99 per month and Envelope Budgeting sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Budgetly ships an update monthly, Envelope Budgeting every 5 days. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Budgetly | Envelope Budgeting |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Size | 3 MB | 5 MB |
| Requires iOS | **18.0** | 26.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Mitaanshu Agarwal](https://appshunter.io/developer/1896724075) | [Armen Ter-Oganezov](https://appshunter.io/developer/1723150483) |

## What reviewers say

### Budgetly

[App page](https://appshunter.io/ios/app/budgetly-envelope-budget/id6772518878)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budgetly Pro Monthly | $2.99 | per month |
| Budgetly Pro Yearly | $19.99 | per year |
| Budgetly Pro Lifetime | $59.99 | one-time |


### Envelope Budgeting

[App page](https://appshunter.io/ios/app/envelope-budgeting-fundkeep/id6801904284)

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fundkeep Full | $39.99 | one-time |


## Frequently asked questions

### Is Budgetly free?

Budgetly is free to download, with in-app purchases available.

### Is Envelope Budgeting free?

Envelope Budgeting is free to download, with in-app purchases available.

### Do Budgetly or Envelope Budgeting have ads?

Neither Budgetly nor Envelope Budgeting shows ads.

### Which is updated more often, Budgetly or Envelope Budgeting?

Budgetly ships an update monthly, and Envelope Budgeting every 5 days. Most recently, Budgetly was updated on October 31, 2026 and Envelope Budgeting on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*