# Payment Tracker vs Debt & IOU Tracker

The clearest difference is ads: Debt & IOU Tracker at none against Payment Tracker's shown. Debt & IOU Tracker also leads on update cadence (every 4 days vs every 10 days). Payment Tracker's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price and in-app purchases there is nothing between them.

Both are free to download. Payment Tracker sells 3 one-off in-app purchases and Debt & IOU Tracker sells 4 in-app purchases, starting at $9.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Payment Tracker ships an update every 10 days, Debt & IOU Tracker every 4 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Payment Tracker | Debt & IOU Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 10 days | **Every 4 days** |
| Size | 60 MB | 17 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Mehmet Demir](https://appshunter.io/developer/1522952577) | [DIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI](https://appshunter.io/developer/1881304693) |

## What reviewers say

### Payment Tracker

[App page](https://appshunter.io/ios/app/payment-tracker-hesapsis/id6772652796)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Hesapsis 1-Month License | $4.99 | one-time |
| Hesapsis 6-Month License | $24.99 | one-time |
| Hesapsis 1-Year License | $49.99 | one-time |


### Debt & IOU Tracker

[App page](https://appshunter.io/ios/app/debt-and-iou-tracker-borc/id6775508370)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium | $9.99 | per 7 days |
| Monthly Premium | $19.99 | per month |
| Yearly Premium | $39.99 | per year |
| Lifetime Premium | $39.99 | one-time |


## Frequently asked questions

### Is Payment Tracker free?

Payment Tracker is free to download, with in-app purchases available.

### Is Debt & IOU Tracker free?

Debt & IOU Tracker is free to download, with in-app purchases available.

### Do Payment Tracker or Debt & IOU Tracker have ads?

Payment Tracker shows ads; Debt & IOU Tracker does not.

### Which is updated more often, Payment Tracker or Debt & IOU Tracker?

Payment Tracker ships an update every 10 days, and Debt & IOU Tracker every 4 days. Most recently, Payment Tracker was updated on October 31, 2026 and Debt & IOU Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*