碌邊張 SwipeWhich vs WorthBook

碌邊張 — 香港信用卡回贈神器 每次碌卡前一秒知邊張最抵 收錄 98 張香港信用卡、385+ 商戶優惠，揀好你手上有嘅卡，再揀消費類別（食飯、網購、超市、海外、交通、油站、八達通……），即刻排出邊張卡回贈最高，連爆 Cap 後嘅實際回贈都計埋 兩種模式 • 現金回贈：邊張 % 最高、上限幾多、爆咗點計 • 飛行里數：邊張 $/里 最抵，Asia Miles / Avios / 各里數計劃 記帳追蹤 記低每筆簽賬，自動睇住每張卡嘅回贈上限、最低消費門檻、銀行「簽滿 $X 賺 $Y」迎新進度，唔會白白蝕咗優惠。 貼心提醒 年費到期、月結單出單、最低消費未達標 —— App 內通知提你，慳返冤枉錢。 純本地、可離線 所有信用卡同商戶資料內置喺手機，飛行模式都用到。預設唔收集、唔上傳任何個人資料。 選用雲端同步 想喺多部機共用資料？可揀用電郵登入同步。完全自願，唔登入一樣用到全部功能；隨時可喺 App 內一鍵刪除帳戶。 資料以銀行官方條款為準，僅供參考。

Your lucky cat for building wealth. WorthBook brings everyday bookkeeping and net worth tracking into one app. Set up Shortcuts to record supported Apple Pay purchases at shops, or scan other payment screenshots and review before saving. CHOOSE THE AUTO-LOG METHOD FOR YOUR IPHONE • iOS 17 or later: use a Wallet automation in Shortcuts to record at-shop Apple Pay taps that supply an amount • iOS 27 or later: read payments, money received and refunds from supported notifications of the payment apps you select; those notifications must be enabled • Settings → Auto-log Apple Pay shows the appropriate setup, notification shortcut and last automation run • Duplicate reports from different sources are checked using amount, currency, merchant and time Auto-log requires Shortcuts setup and the necessary permissions. Recognition depends on the information supplied by the transaction or notification. Auto payments are kept locally and sync to Ledger when you open WorthBook. They are not linked to an account by default and can be edited later. SPENDING AND NET WORTH TOGETHER • Track income, expenses, categories and cash flow • Keep cash, bank accounts, investments, property, crypto and debts in view • Manage multiple currencies using exchange rates you set • Read net worth history, allocation, growth and milestones • Link manual or reviewed screenshot entries to an account to update its balance SCAN, CHECK, SAVE Read the amount, date, merchant and category from a payment screenshot. Check or edit the details before saving. Screenshot recognition happens on your phone; images are not uploaded. KEEP YOUR DATA ON YOUR PHONE No sign-up and no ads. Use biometric locking and privacy mode, export a JSON backup, import CSV files and keep separate books for personal or family finances. Available in English, Traditional Chinese and Simplified Chinese, with light and dark themes. No bank login is required. Start with the demo data, then build your own book.