# Pave vs Welfi

The clearest difference is rating: Welfi at 5.0 against Pave's 3.7. Pave's advantage is in-app purchases (none vs 6) and ratings volume (3 vs 1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Welfi sells 6 in-app purchases, starting at $2.99 per month. Pave asks for nothing beyond the download.

Welfi holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Pave ships an update every 3 days, Welfi every 5 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Pave | Welfi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/pave-expense-tracker/id6772960597/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/welfi/id6790783064/reviews)** |
| Number of ratings | **3** | 1 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 5 days |
| Monetization | **Free** | Freemium |
| Size | 7 MB | 41 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Nugzar Kinadze](https://appshunter.io/developer/1799728806) | [Tannous Hanna Al Kass Hanna](https://appshunter.io/developer/6790783066) |

## What reviewers say

### Pave

[App page](https://appshunter.io/ios/app/pave-expense-tracker/id6772960597)

This app offers a private and secure way to track expenses and manage budgets without linking to bank accounts or selling user data. It provides tools for quick transaction logging, clear budget visualization, and insightful financial reports, all while keeping data on the user's device.

**Highlights:** Private expense tracking, Offline budget planning, No bank account linking, Fast transaction logging, Customizable categories, Monthly budget overview, Recurring transaction management, Financial insights and charts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Welfi

[App page](https://appshunter.io/ios/app/welfi/id6790783064)

Track all your assets and liabilities across multiple currencies and asset types in one place. Manage budgets, set savings goals, and gain insights into your financial health with an AI assistant. Plan for the future with net worth projections and retirement planning tools.

**Highlights:** Multi-currency asset tracking, Physical asset tracking (gold, property), Envelope budgeting, Transaction categorization, Financial health score, AI financial assistant, Savings goals and projections

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plus | $2.99 | per month |
| Core Monthly | $4.99 | per month |
| Premium Yearly | $24.99 | per year |
| Core Yearly | $39.99 | per year |
| 60 AI credits | $0.99 | one-time |
| 300 AI credits | $2.99 | one-time |


## Frequently asked questions

### Is Pave free?

Pave is free to download, with no in-app purchases.

### Is Welfi free?

Welfi is free to download, with in-app purchases available.

### Which has better reviews, Pave or Welfi?

Welfi is rated higher. Pave averages 3.7 out of 5 from 3 ratings, while Welfi averages 5.0 from 1 ratings.

### Do Pave or Welfi have ads?

Neither Pave nor Welfi shows ads.

### Which is updated more often, Pave or Welfi?

Pave ships an update every 3 days, and Welfi every 5 days. Most recently, Pave was updated on October 25, 2026 and Welfi on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*