# Oat Budget vs 코그 가계부

Oat Budget and 코그 가계부 are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Oat Budget sells 2 in-app purchases, starting at $4.99 per month and 코그 가계부 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Oat Budget ships an update every 5 days, 코그 가계부 weekly. Both last shipped on November 5, 2026.

## The numbers

| Metric | Oat Budget | 코그 가계부 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | Freemium | Free with in-app purchases |
| Size | 22 MB | 14 MB |
| Requires iOS | 26.0 | 26.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [JongGil Seo](https://appshunter.io/developer/6772998069) | [YOUNKYUM JIN](https://appshunter.io/developer/1618680611) |

## What reviewers say

### Oat Budget

[App page](https://appshunter.io/ios/app/oat-budget/id6773018973)

This app helps couples manage their finances together with AI-powered budgeting and real-time expense tracking. It offers automated monthly plans, spending analysis, and clear visualizations of your shared budget.

**Highlights:** Shared budgeting for couples, AI-powered monthly planning, Real-time expense tracking, Automated spending analysis, Receipt scanning, Customizable budget templates

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro - Monthly | $4.99 | per month |
| Oat 가계부 Pro (Year) | $59.99 | per year |


### 코그 가계부

[App page](https://appshunter.io/ios/app/id6784145305)

This app simplifies expense tracking with intuitive chat-like or voice input. It learns your habits to offer personalized suggestions and quick entry options. Visualize your spending patterns on a calendar and analyze them by category, all while keeping your data private on your device.

**Highlights:** Chat and voice expense logging, Personalized recommendations, Quick entry for frequent transactions, Calendar view of income and expenses, Spending pattern comparison, Category-based spending analysis, On-device data privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CogBudget Pro | $5.99 | one-time |


## Frequently asked questions

### Is Oat Budget free?

Oat Budget is free to download, with in-app purchases available.

### Is 코그 가계부 free?

코그 가계부 is free to download, with in-app purchases available.

### Do Oat Budget or 코그 가계부 have ads?

Neither Oat Budget nor 코그 가계부 shows ads.

### Which is updated more often, Oat Budget or 코그 가계부?

Oat Budget ships an update every 5 days, and 코그 가계부 weekly. Most recently, Oat Budget was updated on November 5, 2026 and 코그 가계부 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*