# LoanTrail Mortgage Tracker vs Budgie

The clearest difference is ads: LoanTrail Mortgage Tracker at none against Budgie's shown. LoanTrail Mortgage Tracker also leads on monetization model (free vs free with in-app purchases) and update cadence (every 5 days vs every 10 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoanTrail Mortgage Tracker ships an update every 5 days, Budgie every 10 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | LoanTrail Mortgage Tracker | Budgie |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/loantrail-mortgage-tracker/id6773162513/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 10 days |
| Monetization | **Free** | Free with in-app purchases |
| Size | 7 MB | 6 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Andrew Snyder](https://appshunter.io/developer/6772852801) | [Ke Tong](https://appshunter.io/developer/6773978273) |

## What reviewers say

### LoanTrail Mortgage Tracker

[App page](https://appshunter.io/ios/app/loantrail-mortgage-tracker/id6773162513)

Track your home loan's progress, including principal paid, balance, and equity. Manually enter payments to visualize payoff scenarios and understand your mortgage's financial trajectory. Offers detailed charts and optional PMI tracking.

**Highlights:** Principal and balance tracking, Equity and home value history, Manual payment entry, Eight payoff charts, PMI tracking, Payoff outlook projections, Export payment data (CSV)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Budgie

[App page](https://appshunter.io/ios/app/budgie-subscription-tracker/id6784196006)

Manage your finances by tracking expenses, income, and subscriptions in one place. Visualize your spending habits with charts and summaries, and plan for the future with a calendar view. Prioritizes privacy with on-device data storage.

**Highlights:** Log expenses, income, and subscriptions, Auto-convert subscriptions to monthly cost, Future month planning with calendar view, Spending visualization with charts, On-device data storage for privacy, Categorization and notes

**In-app purchases:** none


## Frequently asked questions

### Is LoanTrail Mortgage Tracker free?

LoanTrail Mortgage Tracker is free to download, with no in-app purchases.

### Is Budgie free?

Budgie is free to download, with no in-app purchases.

### Do LoanTrail Mortgage Tracker or Budgie have ads?

Budgie shows ads; LoanTrail Mortgage Tracker does not.

### Which is updated more often, LoanTrail Mortgage Tracker or Budgie?

LoanTrail Mortgage Tracker ships an update every 5 days, and Budgie every 10 days. Most recently, LoanTrail Mortgage Tracker was updated on November 5, 2026 and Budgie on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*