# 小鱼账本 vs LoanTracker

The clearest difference is in-app purchases: 小鱼账本 at none against LoanTracker's 3. 小鱼账本 also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. LoanTracker sells 3 in-app purchases, starting at $2.99 per year. 小鱼账本 asks for nothing beyond the download.

小鱼账本 ships an update monthly, LoanTracker every 5 weeks. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | 小鱼账本 | LoanTracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | — | Freemium |
| Size | 23 MB | 10 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 9+ | 12+ |
| Developer | [经 唐](https://appshunter.io/developer/1854607153) | [磊 刘](https://appshunter.io/developer/1892400556) |

## What reviewers say

### 小鱼账本

[App page](https://appshunter.io/ios/app/id6773259934)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LoanTracker

[App page](https://appshunter.io/ios/app/loantracker-debt-manager/id6787019815)

Manage all your loans in one place, from mortgages to personal loans. Automatically calculates monthly payments and generates clear repayment schedules. Receive timely reminders to avoid missing any due dates.

**Highlights:** Unified loan management, Automatic monthly payment calculation, Multiple repayment methods, Early repayment calculator (VIP), Detailed repayment schedules, Repayment reminders, Local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LoanTracker VIP Yearly | $2.99 | per year |
| Liaoran VIP One Year | $3.99 | one-time |
| Unlock Full Version | $4.99 | one-time |


## Frequently asked questions

### Is 小鱼账本 free?

小鱼账本 is free to download, with no in-app purchases.

### Is LoanTracker free?

LoanTracker is free to download, with in-app purchases available.

### Do 小鱼账本 or LoanTracker have ads?

Neither 小鱼账本 nor LoanTracker shows ads.

### Which is updated more often, 小鱼账本 or LoanTracker?

小鱼账本 ships an update monthly, and LoanTracker every 5 weeks. Most recently, 小鱼账本 was updated on October 28, 2026 and LoanTracker on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*