# Lendnote vs Lift Debt

The clearest difference is ads: Lift Debt at none against Lendnote's shown. Lift Debt also leads on iOS requirement (13.0 vs 16.0). Lendnote's advantage is update cadence (every 4 days vs fortnightly). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lendnote ships an update every 4 days, Lift Debt fortnightly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Lendnote | Lift Debt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 days** | Fortnightly |
| Monetization | Ad-supported | — |
| Size | 55 MB | 45 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Nam Truong Phuong](https://appshunter.io/developer/6774566741) | [Denis Christian Grzybek](https://appshunter.io/developer/6787035145) |

## What reviewers say

### Lendnote

[App page](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739)

Easily track money lent and borrowed with this intuitive app. It uses AI to parse natural language entries, offers detailed transaction tracking, and provides smart financial insights. Keep all your debt records organized and secure locally on your device.

**Highlights:** AI-powered natural language input, Track lending and borrowing transactions, Smart dashboard with net balance, Statistics and trends analysis, PDF statement generation, Photo proof for transactions, Interest and partial payment tracking, Due-date reminders

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### Lift Debt

[App page](https://appshunter.io/ios/app/lift-debt/id6787035143)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Lendnote free?

Lendnote is free to download, with no in-app purchases.

### Is Lift Debt free?

Lift Debt is free to download, with no in-app purchases.

### Do Lendnote or Lift Debt have ads?

Lendnote shows ads; Lift Debt does not.

### Which is updated more often, Lendnote or Lift Debt?

Lendnote ships an update every 4 days, and Lift Debt fortnightly. Most recently, Lendnote was updated on November 5, 2026 and Lift Debt on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*