# Lendnote vs Pammas Mobile

The clearest difference is ads: Pammas Mobile at none against Lendnote's shown. Lendnote's advantage is update cadence (every 4 days vs every 2 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lendnote ships an update every 4 days, Pammas Mobile every 2 weeks. The most recent releases landed on October 28, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Lendnote | Pammas Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Ad-supported | — |
| Size | 54 MB | 28 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Nam Truong Phuong](https://appshunter.io/developer/6774566741) | [LAKSITA EMI SAGUNA](https://appshunter.io/developer/1831912003) |

## What reviewers say

### Lendnote

[App page](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739)

Easily track money lent and borrowed with this intuitive app. It uses AI to parse natural language entries, offers detailed transaction tracking, and provides smart financial insights. Keep all your debt records organized and secure locally on your device.

**Highlights:** AI-powered natural language input, Track lending and borrowing transactions, Smart dashboard with net balance, Statistics and trends analysis, PDF statement generation, Photo proof for transactions, Interest and partial payment tracking, Due-date reminders

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### Pammas Mobile

[App page](https://appshunter.io/ios/app/pammas-mobile/id6789611143)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Lendnote free?

Lendnote is free to download, with no in-app purchases.

### Is Pammas Mobile free?

Pammas Mobile is free to download, with no in-app purchases.

### Do Lendnote or Pammas Mobile have ads?

Lendnote shows ads; Pammas Mobile does not.

### Which is updated more often, Lendnote or Pammas Mobile?

Lendnote ships an update every 4 days, and Pammas Mobile every 2 weeks. Most recently, Lendnote was updated on October 28, 2026 and Pammas Mobile on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*