# Maria AI vs Penni

The clearest difference is in-app purchases: Maria AI at none against Penni's 3. Maria AI also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.0). Penni's advantage is update cadence (every 4 days vs every 2 weeks). On price and ads there is nothing between them.

Both are free to download. Penni sells 3 in-app purchases, starting at $3.99 per month. Maria AI asks for nothing beyond the download.

Maria AI ships an update every 2 weeks, Penni every 4 days. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Maria AI | Penni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | — | Freemium |
| Size | 58 MB | 59 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Kouman Entreprise Inc.](https://appshunter.io/developer/6774881030) | [OTHMANE MDIDET](https://appshunter.io/developer/1837087586) |

## What reviewers say

### Maria AI

[App page](https://appshunter.io/ios/app/maria-ai-expense-tracker/id6774881028)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Penni

[App page](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109)

Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.

**Highlights:** Private by design, no sign-up required, Track expenses and income, Set gentle budgets, Manage savings goals, Financial health score, Home and Lock Screen widgets, iCloud sync and backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| 3 Months | $9.99 | per 3 months |
| Yearly | $29.99 | per year |


## Frequently asked questions

### Is Maria AI free?

Maria AI is free to download, with no in-app purchases.

### Is Penni free?

Penni is free to download, with in-app purchases available.

### Do Maria AI or Penni have ads?

Neither Maria AI nor Penni shows ads.

### Which is updated more often, Maria AI or Penni?

Maria AI ships an update every 2 weeks, and Penni every 4 days. Most recently, Maria AI was updated on November 10, 2026 and Penni on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*