# Debt & IOU Tracker vs Split

The clearest difference is in-app purchases: Split at none against Debt & IOU Tracker's 4. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Debt & IOU Tracker sells 4 in-app purchases, starting at $9.99 per 7 days. Split asks for nothing beyond the download.

Debt & IOU Tracker ships an update every 4 days, Split every 5 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Debt & IOU Tracker | Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/split/id6806197353/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 5 days |
| Monetization | — | Free |
| Size | 17 MB | 23 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [DIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI](https://appshunter.io/developer/1881304693) | [Omar Kubatov](https://appshunter.io/developer/1896777838) |

## What reviewers say

### Debt & IOU Tracker

[App page](https://appshunter.io/ios/app/debt-and-iou-tracker-borc/id6775508370)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium | $9.99 | per 7 days |
| Monthly Premium | $19.99 | per month |
| Yearly Premium | $39.99 | per year |
| Lifetime Premium | $39.99 | one-time |


### Split

[App page](https://appshunter.io/ios/app/split/id6806197353)

Manage shared expenses for trips, rent, or group purchases. Track personal finances, loans, and debts, and see how much you can spend daily. Features flexible division, minimal transfers, and integrated chat for expense discussions.

**Highlights:** Calculate shared expenses and debts, Optimize transfers with shortest debt chains, Flexible division by amount, percentage, or share, Integrated chat for expense discussions, Track personal finances, loans, and subscriptions, Daily spending availability calculation, Expense analysis by category and time period

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt & IOU Tracker free?

Debt & IOU Tracker is free to download, with in-app purchases available.

### Is Split free?

Split is free to download, with no in-app purchases.

### Do Debt & IOU Tracker or Split have ads?

Neither Debt & IOU Tracker nor Split shows ads.

### Which is updated more often, Debt & IOU Tracker or Split?

Debt & IOU Tracker ships an update every 4 days, and Split every 5 days. Most recently, Debt & IOU Tracker was updated on October 31, 2026 and Split on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*