# DivvyBill vs Financial Circle

The clearest difference is in-app purchases: Financial Circle at none against DivvyBill's 2. Financial Circle also leads on ads (none vs shown). DivvyBill's advantage is iOS requirement (13.0 vs 16.4). On price, update cadence and device support there is nothing between them.

Both are free to download. DivvyBill sells 2 one-off in-app purchases. Financial Circle asks for nothing beyond the download.

DivvyBill ships an update fortnightly, Financial Circle weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | DivvyBill | Financial Circle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/financial-circle/id6795465384/reviews)** |
| Number of ratings | — | **3** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | — | Free |
| Size | 57 MB | 50 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Md Najmul Huda](https://appshunter.io/developer/6775596266) | [Abdoul Diallo](https://appshunter.io/developer/6795465386) |

## What reviewers say

### DivvyBill

[App page](https://appshunter.io/ios/app/divvybill-split-bills-expense/id6775596264)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buy Me a Coffee | $0.99 | one-time |
| DivvyBill Pro | $2.99 | one-time |


### Financial Circle

[App page](https://appshunter.io/ios/app/financial-circle/id6795465384)

Organize and manage rotating savings groups, also known as tandas or ROSCAs. Track contributions, set schedules, and ensure accountability among trusted members. Facilitates direct peer-to-peer payments through existing services.

**Highlights:** Start a circle in minutes, Invite members with referral code, Track contributions, Automatic payment reminders, Shared calendar, Built-in group discussion

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DivvyBill free?

DivvyBill is free to download, with in-app purchases available.

### Is Financial Circle free?

Financial Circle is free to download, with no in-app purchases.

### Do DivvyBill or Financial Circle have ads?

DivvyBill shows ads; Financial Circle does not.

### Which is updated more often, DivvyBill or Financial Circle?

DivvyBill ships an update fortnightly, and Financial Circle weekly. Most recently, DivvyBill was updated on October 24, 2026 and Financial Circle on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*