# Expense Tracker vs 生存记账

The clearest difference is monetization model: 生存记账 at free against Expense Tracker's freemium. 生存记账 also leads on iOS requirement (15.0 vs 26.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Expense Tracker sells 1 one-off in-app purchase and 生存记账 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Expense Tracker against 5.0 for 生存记账. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Expense Tracker ships an update every 4 days, 生存记账 every 2 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Expense Tracker | 生存记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/expense-tracker-offline-safe/id6775724566/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/id6779962507/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 2 days** |
| Monetization | Freemium | **Free** |
| Size | 2 MB | 45 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Quanhong Zhao](https://appshunter.io/developer/1021819092) | [德培 卢](https://appshunter.io/developer/1651880990) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-offline-safe/id6775724566)

Manage your personal and family finances with this secure bookkeeping app. Easily log income, expenses, and transfers, then view clear financial charts to understand your spending habits. Protect your data with a password lock.

**Highlights:** Quick income and expense logging, Customizable spending categories, Visual financial charts, Password protection, Excel data export (Premium), Cloud backup (Premium)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bookkeeping Lifetime Premium | $2.99 | one-time |


### 生存记账

[App page](https://appshunter.io/ios/app/id6779962507)

A clean and simple personal finance app for tracking income, expenses, and debts. It offers quick recording, automatic recognition of financial details, and comprehensive analysis of your spending and liabilities. Manage cash, credit cards, and installment bills with ease.

**Highlights:** Quick income and expense recording, Automatic financial detail recognition, Cash and credit card account management, Installment bill calculation, Unified asset and debt view, Spending analysis and statistics, Data import and export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 请我喝杯水 | $0.99 | one-time |
| 请我喝杯咖啡 | $0.99 | one-time |
| 请我喝两杯咖啡 | $2.99 | one-time |
| 请我喝一壶咖啡 | $6.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is 生存记账 free?

生存记账 is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or 生存记账?

Expense Tracker and 生存记账 are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Expense Tracker or 生存记账 have ads?

Neither Expense Tracker nor 生存记账 shows ads.

### Which is updated more often, Expense Tracker or 生存记账?

Expense Tracker ships an update every 4 days, and 生存记账 every 2 days. Most recently, Expense Tracker was updated on October 31, 2026 and 生存记账 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*