# Expense Tracker vs X记账

The clearest difference is in-app purchases: X记账 at none against Expense Tracker's 1. X记账 also leads on iOS requirement (17.0 vs 26.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Expense Tracker sells 1 one-off in-app purchase. X记账 asks for nothing beyond the download.

Expense Tracker ships an update every 4 days, X记账 every 3 days. The most recent releases landed on October 18, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Expense Tracker | X记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/expense-tracker-offline-safe/id6775724566/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 3 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 2 MB | 6 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Quanhong Zhao](https://appshunter.io/developer/1021819092) | [皓翔 邓](https://appshunter.io/developer/6780581863) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-offline-safe/id6775724566)

Manage your personal and family finances with this secure bookkeeping app. Easily log income, expenses, and transfers, then view clear financial charts to understand your spending habits. Protect your data with a password lock.

**Highlights:** Quick income and expense logging, Customizable spending categories, Visual financial charts, Password protection, Excel data export (Premium), Cloud backup (Premium)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bookkeeping Lifetime Premium | $2.99 | one-time |


### X记账

[App page](https://appshunter.io/ios/app/x/id6783287530)

This app helps you quickly track daily spending and analyze consumption patterns. It prioritizes privacy by processing payment data locally, offering features like budget management and trend analysis. Enjoy a 30-day free trial to explore its full capabilities.

**Highlights:** Quick payment recording, Local data processing for privacy, Daily and monthly spending analysis, Budget tracking and overspending alerts, CSV export for bills, Widget and Lock Screen integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is X记账 free?

X记账 is free to download, with no in-app purchases.

### Do Expense Tracker or X记账 have ads?

Neither Expense Tracker nor X记账 shows ads.

### Which is updated more often, Expense Tracker or X记账?

Expense Tracker ships an update every 4 days, and X记账 every 3 days. Most recently, Expense Tracker was updated on October 18, 2026 and X记账 on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*