# Budgetary vs Cuentio

The clearest difference is iOS requirement: Cuentio at 16.4 against Budgetary's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budgetary sells 2 in-app purchases, starting at $2.49 per month and Cuentio sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Budgetary ships an update weekly, Cuentio every 6 days. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Budgetary | Cuentio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budgetary-expense-tracker/id6775797740/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 6 days** |
| Monetization | Freemium | — |
| Size | 41 MB | 86 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Vishvanath Eshwer](https://appshunter.io/developer/6775797742) | [Leandro Gartner](https://appshunter.io/developer/1270406368) |

## What reviewers say

### Budgetary

[App page](https://appshunter.io/ios/app/budgetary-expense-tracker/id6775797740)

Manually track your expenses, create budgets, and split bills with friends. This private money tracker offers detailed loan calculations and savings goal planning, all stored securely on your device. It includes numerous built-in finance calculators and supports multiple currencies and languages.

**Highlights:** Manual expense logging, Category-based budgeting, Bill splitting and settlement, Loan tracking with EMI math, Savings goal planning, Multi-currency support, 21 built-in finance calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budgetary | $2.49 | per month |
| Budgetary | $22.49 | per year |


### Cuentio

[App page](https://appshunter.io/ios/app/cuentio-ai-expense-tracker/id6804473742)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cuentio Pro Monthly | $4.99 | per month |
| Cuentio Pro Founder | $22.99 | per year |
| Cuentio Pro Yearly | $29.99 | per year |


## Frequently asked questions

### Is Budgetary free?

Budgetary is free to download, with in-app purchases available.

### Is Cuentio free?

Cuentio is free to download, with in-app purchases available.

### Do Budgetary or Cuentio have ads?

Neither Budgetary nor Cuentio shows ads.

### Which is updated more often, Budgetary or Cuentio?

Budgetary ships an update weekly, and Cuentio every 6 days. Most recently, Budgetary was updated on October 28, 2026 and Cuentio on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*