# UPI Tracker vs Subcharge Subscription Tracker

The clearest difference is in-app purchases: UPI Tracker at none against Subcharge Subscription Tracker's 2. Subcharge Subscription Tracker's advantage is iOS requirement (15.1 vs 17). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Subcharge Subscription Tracker sells 2 in-app purchases, starting at $0.99 per month. UPI Tracker asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on September 19, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | UPI Tracker | Subcharge Subscription Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/subcharge-subscription-tracker/id6793582661/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | Every 3 days |
| Monetization | **Free** | Freemium |
| Size | 11 MB | 43 MB |
| Requires iOS | 17 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Anand Amar](https://appshunter.io/developer/1744894469) | [Shahroz Ahmad](https://appshunter.io/developer/6793582663) |

## What reviewers say

### UPI Tracker

[App page](https://appshunter.io/ios/app/upi-tracker/id6775892110)

Automatically log and organize your UPI transactions to gain insights into your spending habits. This app categorizes expenses and provides detailed reports, all while prioritizing your data privacy by keeping it on your device.

**Highlights:** Automatic UPI expense tracking, Spending summaries (daily, weekly, monthly, yearly), Smart spending insights and analytics, Expense categorization, Transaction search, Charts and spending reports, Privacy-first design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Subcharge Subscription Tracker

[App page](https://appshunter.io/ios/app/subcharge-subscription-tracker/id6793582661)

This app helps you manage all your subscriptions, bills, and cards in one secure place. It provides reminders before charges, tracks upcoming payments, and offers guides to help you cancel unwanted services.

**Highlights:** Subscription and bill tracking, Renewal and trial-ending reminders, Calendar view of upcoming charges, Automated receipt detection, Cancellation guides, Encrypted card vault

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $0.99 | per month |
| Pro Yearly | $9.99 | per year |


## Frequently asked questions

### Is UPI Tracker free?

UPI Tracker is free to download, with no in-app purchases.

### Is Subcharge Subscription Tracker free?

Subcharge Subscription Tracker is free to download, with in-app purchases available.

### Do UPI Tracker or Subcharge Subscription Tracker have ads?

Neither UPI Tracker nor Subcharge Subscription Tracker shows ads.

### Which is updated more often, UPI Tracker or Subcharge Subscription Tracker?

UPI Tracker ships an update every 3 days, and Subcharge Subscription Tracker every 3 days. Most recently, UPI Tracker was updated on September 19, 2026 and Subcharge Subscription Tracker on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*