# 轻帆 vs Zero Debt

The clearest difference is in-app purchases: 轻帆 at none against Zero Debt's 3. Zero Debt's advantage is update cadence (every 3 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Zero Debt sells 3 in-app purchases, starting at $4.99 per month. 轻帆 asks for nothing beyond the download.

轻帆 ships an update every 3 weeks, Zero Debt every 3 days. The most recent releases landed on October 23, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | 轻帆 | Zero Debt |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Size | 5 MB | 16 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [娣 张](https://appshunter.io/developer/1896712556) | [Sardor Akbarov](https://appshunter.io/developer/6780028842) |

## What reviewers say

### 轻帆

[App page](https://appshunter.io/ios/app/id6775908463)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zero Debt

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6797665696)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro | $39.99 | per year |
| Zero Pro Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is 轻帆 free?

轻帆 is free to download, with no in-app purchases.

### Is Zero Debt free?

Zero Debt is free to download, with in-app purchases available.

### Do 轻帆 or Zero Debt have ads?

Neither 轻帆 nor Zero Debt shows ads.

### Which is updated more often, 轻帆 or Zero Debt?

轻帆 ships an update every 3 weeks, and Zero Debt every 3 days. Most recently, 轻帆 was updated on October 23, 2026 and Zero Debt on October 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*