# SiBalance vs BillVault

The clearest difference is update cadence: SiBalance at every 2 days against BillVault's every 5 days. SiBalance also leads on iOS requirement (18 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. SiBalance sells 5 one-off in-app purchases and BillVault sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

SiBalance ships an update every 2 days, BillVault every 5 days. The most recent releases landed on November 12, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SiBalance | BillVault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (4 ratings)](https://appshunter.io/ios/app/billvault-bill-tracker/id6808041226/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 5 days |
| Monetization | Freemium | Freemium |
| Size | 37 MB | 6 MB |
| Requires iOS | **18** | 26.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [SIMON PETER BROWN](https://appshunter.io/developer/6776341471) | [David Long](https://appshunter.io/developer/6794790595) |

## What reviewers say

### SiBalance

[App page](https://appshunter.io/ios/app/sibalance-budget-planner/id6776341469)

This private budget planner helps you understand your finances through manual tracking without connecting to your bank accounts. It offers essential tools for everyday budgeting for free, with an option for a one-time purchase to unlock unlimited features and advanced planning tools.

**Highlights:** Manual expense tracking, Private budgeting, No bank connection required, Income and expense tracking, Repeating payment management, Safe to Spend calculations, One-time purchase for full features

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Coffee | $2.99 | one-time |
| Big Support | $4.99 | one-time |
| SiBalance Full | $9.99 | one-time |
| Amazing Support | $9.99 | one-time |


### BillVault

[App page](https://appshunter.io/ios/app/billvault-bill-tracker/id6808041226)

Manage all your bills and subscriptions in one place with timely reminders and spending insights. Easily add bills by scanning or importing, and get personalized advice on safe spending until your next payday. Features include cancellation assistance and duplicate service detection.

**Highlights:** Bill and subscription tracking, Automated bill reminders, Spending analysis by category, Bill scanning and import, Subscription cancellation assistance, Free trial and price rise alerts, Privacy-focused design

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BillVault Pro Monthly | $3.99 | per month |
| BillVault Pro Yearly | $29.99 | per year |
| BillVault Pro Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is SiBalance free?

SiBalance is free to download, with in-app purchases available.

### Is BillVault free?

BillVault is free to download, with in-app purchases available.

### Do SiBalance or BillVault have ads?

Neither SiBalance nor BillVault shows ads.

### Which is updated more often, SiBalance or BillVault?

SiBalance ships an update every 2 days, and BillVault every 5 days. Most recently, SiBalance was updated on November 12, 2026 and BillVault on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*