Comparison

BuxMuse vs GrayMatter Funds

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

BuxMuse

Track expenses and manage budgets privately without sharing bank details. Offers manual logging, receipt scanning, and advanced tools for freelancers and individuals. Data stays on your device for enhanced security.

Highlights
  • Private expense and income logging
  • Manual budget creation
  • Receipt scanning and voice entry
  • Subscription management
  • Savings goals and debt tracking
  • Freelancer tools (invoices, tax set-aside)
Features
Read full description

Budget, track every expense and set money aside for tax, without handing your bank details to anyone. BuxMuse is a private budget tracker and expense app for everyday spending and for freelancers and the self-employed. It runs entirely on your device. No bank login. No account. No ads. No tracking. FREE, NO TIME LIMIT β€’ Log expenses and income by hand, unlimited, with edit and delete β€’ One simple budget with a pay-period ring that shows what is safe to spend today β€’ Full history with search β€’ Backup, export and app lock β€’ Themes, notifications, widgets, Apple Watch app, Siri logging, daily streaks and badges β€’ Up to 3 custom categories β€’ Your subscriptions in one list (view only) STANDARD UNLOCKS THE SMART TOOLS β€’ Receipt scanning and voice entry β€’ Envelope budgets, unlimited categories and extra budget profiles β€’ Subscription Hub: spot forgotten and rising subscriptions before they renew β€’ Savings goals and debt tracking β€’ Spending insights, Money Map and trends β€’ Private iCloud sync, Apple Wallet imports and household sharing FOR FREELANCERS AND THE SELF-EMPLOYED β€’ Simple Studio (Standard): quick invoices, hand-logged mileage, job notes and a tax set-aside tracker β€’ Pro: custom invoice designer, client tracking, Tax Studio with deductible categories, cashflow reports and project tracking β€’ Pro also adds Business Card Studio, Scope Creep Radar and an Agreement Scratchpad β€’ Tax figures are estimates to help you plan, not tax advice ON EVERY DEVICE Made for iPhone, iPad, Apple Watch and iPhone Duo, with widgets and optional private iCloud sync. Available in English, Spanish, German, French, Dutch and Portuguese. PRIVATE BY DESIGN The free plan has no time limit and no entry cap, and your data stays on your device on every plan. New Pro subscribers can try Pro free for 14 days; the subscription then renews automatically unless you cancel at least 24 hours before the trial ends. β€’ Standard and Pro are auto-renewable subscriptions, billed monthly or annually to your Apple ID account upon purchase confirmation. β€’ Manage or cancel your subscription anytime in your App Store Account Settings. β€’ Restore Purchases is available directly within the app. Privacy Policy: https://buxmuse.com/privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

GrayMatter Funds

Read full description

GrayMatter Funds is a statistics app for funds managed by GrayMatter Fund Manager. The app gives investors a clear and structured overview of fund performance and historical results. With GrayMatter Funds you can follow fund performance over time, presented in easy-to-read charts and summaries. Information updates continuously and is designed to give you a better understanding of how the funds perform. The app is a complement for those who want to stay informed about GrayMatter Fund Manager's funds in a simple, fast and reliable way.

Screenshots

BuxMuse4 screens
GrayMatter Funds4 screens

Verdict

The call

The clearest difference is in-app purchases: GrayMatter Funds at none against BuxMuse's 4. BuxMuse's advantage is device support (3 vs 1) and iOS requirement (18.0 vs 26.0). On price, update cadence and ads there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. BuxMuse sells 4 in-app purchases, starting at $2.99 per month. GrayMatter Funds asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 31, 2026.

Scorecard3 real differences Β· 5 level
BuxMuse versus GrayMatter Funds: the parameters behind the verdict, then further details
ParameterBuxMuseGrayMatter Funds
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesNo β€” better
MonetizationFreemiumβ€”
DevicesiPhone, iPad, Apple Watch β€” betteriPhone
Requires iOS18.0 β€” better26.0
Further details β€” not scored
Size45 MB7 MB
Age rating4+4+
DeveloperRodolfo Antonio Zorrilla PenaGrayMatter Fund Manager AB

In-app purchases

4 purchases

BuxMuse

Subscriptions4
  • BuxMuse Standard Monthly$2.991 Month
  • BuxMuse Pro Monthly14 Days trial$9.991 Month
  • BuxMuse Standard Yearly$19.991 Year
Show 1 more
  • BuxMuse Pro Yearly14 Days trial$79.991 Year
None

GrayMatter Funds

No in-app purchases

Questions

Is BuxMuse free?
BuxMuse is free to download, with in-app purchases available.
Is GrayMatter Funds free?
GrayMatter Funds is free to download, with no in-app purchases.
Do BuxMuse or GrayMatter Funds have ads?
Neither BuxMuse nor GrayMatter Funds shows ads.
Which is updated more often, BuxMuse or GrayMatter Funds?
BuxMuse ships an update every 2 weeks, and GrayMatter Funds every 2 weeks. Most recently, BuxMuse was updated on October 31, 2026 and GrayMatter Funds on October 31, 2026.

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