# Pony Up vs EXPND

The clearest difference is in-app purchases: EXPND at none against Pony Up's 5. EXPND also leads on update cadence (every 10 days vs every 3 weeks) and iOS requirement (13.0 vs 16.4). On price, ads and device support there is nothing between them.

Both are free to download. Pony Up sells 5 one-off in-app purchases. EXPND asks for nothing beyond the download.

Pony Up ships an update every 3 weeks, EXPND every 10 days. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Pony Up | EXPND |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | — |
| Size | 93 MB | 26 MB |
| Requires iOS | 16.4 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nathan Hintz](https://appshunter.io/developer/6777123093) | [Failas Basheer Keloth](https://appshunter.io/developer/6787378326) |

## What reviewers say

### Pony Up

[App page](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091)

This finance app offers a private, customizable toolkit for managing your money. It allows you to split bills, create budgets, track subscriptions, and plan debt payoff without monthly fees or ads. Users can choose individual tools or bundles, with one module offered free.

**Highlights:** Split bills with friends, Build private budgets, Track subscriptions and bills, Create debt payoff plans, Customizable dashboard, Private data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bill Splitter Module | $0.99 | one-time |
| Budgeting Module | $0.99 | one-time |
| Bills & Subscriptions Module | $0.99 | one-time |
| Debt Planner Module | $0.99 | one-time |
| 3 Modules Bundle | $1.99 | one-time |


### EXPND

[App page](https://appshunter.io/ios/app/expnd-expense-tracker/id6787378324)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pony Up free?

Pony Up is free to download, with in-app purchases available.

### Is EXPND free?

EXPND is free to download, with no in-app purchases.

### Do Pony Up or EXPND have ads?

Neither Pony Up nor EXPND shows ads.

### Which is updated more often, Pony Up or EXPND?

Pony Up ships an update every 3 weeks, and EXPND every 10 days. Most recently, Pony Up was updated on October 10, 2026 and EXPND on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*