Ant vs Pecunia
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Ant
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Ant is your expense tracker and money notebook, on your own, as a couple or with family: log an expense in seconds, see how much you can spend today, and close each month knowing what you saved. No accounts, no sign-ups and no ads. Your data lives on your iPhone and in your iCloud. β TYPE YOUR EXPENSE β Type "tacos 145" or "uber yesterday 80" and Ant fills in the amount, category, type and date. With Apple Intelligence, it understands even more. β AVAILABLE TODAY β Log your income and your savings goal, and Ant tells you how much you can spend today and stay on track for the month. Go over, and tomorrow adjusts on its own. β AS A COUPLE OR A FAMILY β Keep the household budget with your partner or family, or split a trip with friends. Each space is a card: tap to switch. Invite with a link, no one needs to create an account. β THREE STYLES β Pick the style of the whole app for each space: Classic (the app you know, with Liquid Glass), Diary (torn paper, washi tape and dried flowers) or Terminal (green on black). β YOUR NOTEBOOK β In Diary and Terminal, one page per day with your expenses on lines, the day's total and a note about how it went. β ESSENTIAL OR TREAT β Mark each expense as Essential, Treat, Growth or Unexpected, and see how much went to treats without guessing. β MONTH CLOSE β Four questions to close the month: how much you had, how much you wanted to save, how much you spent and how you can do better. Then seal it and share your month as an image, without amounts. β RECEIPT PHOTO β Keep a photo of the receipt with the expense. Ant reads the total for you. β BUDGETS AND ANALYSIS β Set a monthly or per-category budget and get a heads-up as you get close. See spending by category, by kind and the trend over recent months. β WIDGETS AND APPLE WATCH β Your available-today amount on the Home Screen, the Lock Screen and your wrist. Log an expense from the Watch without taking out your phone. ANT PREMIUM (one-time purchase, forever) Type your expenses and Ant fills them in, receipt total reading, unlimited categories, recurring expenses (rent, subscriptions), PDF and CSV export, and app icons. Try it free before buying. One payment, no subscription. Start free today.
Pecunia
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Take control of your finances. Pecunia is the simplest way to track your income and expenses, understand where your money goes, and make smarter financial decisions. Designed exclusively for Apple devices, it combines a beautiful interface with powerful analytics to help you manage your personal finances without unnecessary complexity. Record transactions in seconds, organize your finances with custom categories, and get a clear overview of your financial situation from day one. Discover spending patterns, explore detailed statistics, and track your financial progress with interactive chartsβall through a fast, intuitive, and thoughtfully designed experience. Features β’ Track income and expenses in seconds. β’ Create custom categories that match the way you organize your finances. β’ Get a clear overview of your balance, income, and expenses from a clean, intuitive dashboard. β’ Analyze your finances with interactive charts and visual reports. β’ Explore detailed statistics and key insights for every category. β’ Find any transaction instantly with powerful search and filters. β’ Add transactions even faster with Siri and App Shortcuts. β’ Stay up to date with Home Screen widgets. β’ Manage multiple accounts, each with its own currency. β’ Export your transactions to CSV (Pecunia Premium). β’ Protect your data with Face ID or Touch ID. β’ Securely sync your data across all your Apple devices with iCloud. Privacy comes first Your financial data belongs to you. Pecunia doesn't require you to create an account, doesn't display ads, and doesn't track your activity. Your data stays on your devices and, if you choose, is securely and privately synced through your personal iCloud account.
Screenshots
Verdict
The clearest difference is device support: Ant at 3 against Pecunia's 1. Ant also leads on iOS requirement (18.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Ant sells 1 one-off in-app purchase and Pecunia sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Ant ships an update every 4 days, Pecunia weekly. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.
| Parameter | Ant | Pecunia |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days β better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, Apple Watch β better | iPhone |
| Requires iOS | 18.0 β better | 26.0 |
| Further details β not scored | ||
| Size | 9 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Samuel Rangel | Antonio Martinez Manzano |
In-app purchases
Ant
- Ant Premium$2.99
Pecunia
- Premium Lifetime$3.99








