# Wealth Compass Tracker vs Philia Vault

The clearest difference is in-app purchases: Wealth Compass Tracker at none against Philia Vault's 2. Wealth Compass Tracker also leads on ads (none vs shown) and update cadence (every 3 days vs weekly). On price and iOS requirement there is nothing between them.

Both are free to download. Philia Vault sells 2 in-app purchases, starting at $9.99 per month. Wealth Compass Tracker asks for nothing beyond the download.

Wealth Compass Tracker ships an update every 3 days, Philia Vault weekly. Both last shipped on October 12, 2026.

## The numbers

| Metric | Wealth Compass Tracker | Philia Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (5 ratings)](https://appshunter.io/ios/app/philia-vault-wealth-tracker/id6790504287/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 days** | Weekly |
| Monetization | — | Free with in-app purchases |
| Size | 9 MB | 75 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | **iPhone, iPad, Mac** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Simone Mattioli](https://appshunter.io/developer/1896746638) | [Philia Entreprise LLC](https://appshunter.io/developer/6790504289) |

## What reviewers say

### Wealth Compass Tracker

[App page](https://appshunter.io/ios/app/wealth-compass-tracker/id6777399748)

**Features:** Vision Pro support

**In-app purchases:** none


### Philia Vault

[App page](https://appshunter.io/ios/app/philia-vault-wealth-tracker/id6790504287)

This app helps you understand your financial reality by tracking assets, liabilities, and cash flow. It visualizes your progress towards financial independence and offers an AI coach for reflection on your decisions.

**Highlights:** Track assets and liabilities, Calculate net worth, Visualize asset cash flow, Measure Financial Independence Index, Simulate cash-flow scenarios, AI Coach for financial reflection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Yearly | $74.99 | per year |


## Frequently asked questions

### Is Wealth Compass Tracker free?

Wealth Compass Tracker is free to download, with no in-app purchases.

### Is Philia Vault free?

Philia Vault is free to download, with in-app purchases available.

### Do Wealth Compass Tracker or Philia Vault have ads?

Philia Vault shows ads; Wealth Compass Tracker does not.

### Which is updated more often, Wealth Compass Tracker or Philia Vault?

Wealth Compass Tracker ships an update every 3 days, and Philia Vault weekly. Most recently, Wealth Compass Tracker was updated on October 12, 2026 and Philia Vault on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*