# Smart Retirement Planner vs NestEgg

The clearest difference is update cadence: NestEgg at every 4 days against Smart Retirement Planner's every 3 weeks. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Smart Retirement Planner sells 1 one-off in-app purchase and NestEgg sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Smart Retirement Planner against 5.0 for NestEgg. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Smart Retirement Planner ships an update every 3 weeks, NestEgg every 4 days. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Smart Retirement Planner | NestEgg |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/nestegg-fire-calculator/id6794069830/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 4 MB | 41 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Gary Cox](https://appshunter.io/developer/1083086974) | [Kalden Ficklin](https://appshunter.io/developer/757083677) |

## What reviewers say

### Smart Retirement Planner

[App page](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907)

This app helps adults plan for retirement with simple tools and visual projections. It offers guidance on savings, account growth, withdrawal sustainability, and bridging income gaps before Social Security. Prioritizes privacy with an on-device experience and no account requirement.

**Highlights:** Personalized retirement overview, Savings goal and projected balance, 401(k) growth projections, Monthly withdrawal planning, Social Security bridge funding, Monte Carlo market simulations, On-device privacy

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Pro | $4.99 | one-time |


### NestEgg

[App page](https://appshunter.io/ios/app/nestegg-fire-calculator/id6794069830)

This app models your path to financial independence, calculating your FIRE number and retirement age based on personalized withdrawal strategies, income sources, and tax implications. It offers detailed projections and scenario comparisons to help you plan for an early retirement.

**Highlights:** FIRE number calculation (Traditional, Lean, Coast, Barista, Fat), Year-by-year retirement projection to age 95, Multiple withdrawal strategies (fixed, percent-of-portfolio, guardrails), Inclusion of non-portfolio income (Social Security, pensions), Detailed tax drag modeling (Traditional, Roth, taxable), Scenario comparison for 'what-if' planning, Partner planning with shared retirement goals

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FIRE Path Pro — Monthly | $1.99 | per month |
| FIRE Path Pro — Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Smart Retirement Planner free?

Smart Retirement Planner is free to download, with in-app purchases available.

### Is NestEgg free?

NestEgg is free to download, with in-app purchases available.

### Which has better reviews, Smart Retirement Planner or NestEgg?

Smart Retirement Planner and NestEgg are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Smart Retirement Planner or NestEgg have ads?

Neither Smart Retirement Planner nor NestEgg shows ads.

### Which is updated more often, Smart Retirement Planner or NestEgg?

Smart Retirement Planner ships an update every 3 weeks, and NestEgg every 4 days. Most recently, Smart Retirement Planner was updated on October 17, 2026 and NestEgg on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*