# Smart Retirement Planner vs NestFIRE

The clearest difference is update cadence: NestFIRE at weekly against Smart Retirement Planner's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Smart Retirement Planner sells 1 one-off in-app purchase and NestFIRE sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Smart Retirement Planner ships an update every 3 weeks, NestFIRE weekly. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Smart Retirement Planner | NestFIRE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Freemium | — |
| Size | 4 MB | 43 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Gary Cox](https://appshunter.io/developer/1083086974) | [Tong Wee Seng](https://appshunter.io/developer/6788821953) |

## What reviewers say

### Smart Retirement Planner

[App page](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907)

This app helps adults plan for retirement with simple tools and visual projections. It offers guidance on savings, account growth, withdrawal sustainability, and bridging income gaps before Social Security. Prioritizes privacy with an on-device experience and no account requirement.

**Highlights:** Personalized retirement overview, Savings goal and projected balance, 401(k) growth projections, Monthly withdrawal planning, Social Security bridge funding, Monte Carlo market simulations, On-device privacy

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Pro | $4.99 | one-time |


### NestFIRE

[App page](https://appshunter.io/ios/app/nestfire-fire-and-net-worth/id6795230272)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NestFIRE Pro (Monthly) | $4.99 | per month |
| NestFIRE Pro (Annual) | $39.99 | per year |


## Frequently asked questions

### Is Smart Retirement Planner free?

Smart Retirement Planner is free to download, with in-app purchases available.

### Is NestFIRE free?

NestFIRE is free to download, with in-app purchases available.

### Do Smart Retirement Planner or NestFIRE have ads?

Neither Smart Retirement Planner nor NestFIRE shows ads.

### Which is updated more often, Smart Retirement Planner or NestFIRE?

Smart Retirement Planner ships an update every 3 weeks, and NestFIRE weekly. Most recently, Smart Retirement Planner was updated on October 31, 2026 and NestFIRE on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*