# Smart Retirement Planner vs FIRE

The clearest difference is update cadence: FIRE at weekly against Smart Retirement Planner's every 3 weeks. Smart Retirement Planner's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Smart Retirement Planner sells 1 one-off in-app purchase and FIRE sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Smart Retirement Planner against 5.0 for FIRE. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Smart Retirement Planner ships an update every 3 weeks, FIRE weekly. The most recent releases landed on October 17, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Smart Retirement Planner | FIRE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/fire-retirement-calculator/id6804905574/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 4 MB | 3 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Gary Cox](https://appshunter.io/developer/1083086974) | [KEVIN LAN](https://appshunter.io/developer/6771587993) |

## What reviewers say

### Smart Retirement Planner

[App page](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907)

This app helps adults plan for retirement with simple tools and visual projections. It offers guidance on savings, account growth, withdrawal sustainability, and bridging income gaps before Social Security. Prioritizes privacy with an on-device experience and no account requirement.

**Highlights:** Personalized retirement overview, Savings goal and projected balance, 401(k) growth projections, Monthly withdrawal planning, Social Security bridge funding, Monte Carlo market simulations, On-device privacy

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Pro | $4.99 | one-time |


### FIRE

[App page](https://appshunter.io/ios/app/fire-retirement-calculator/id6804905574)

Calculate your financial independence date and track your progress with a live countdown. Explore different FIRE types and retirement scenarios with detailed projections. Everything is kept private on your device.

**Highlights:** Calculate FIRE number, Live countdown to financial independence, Home and Lock Screen widgets, Explore retirement scenarios, Monte Carlo simulations, Track investment growth

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fire Pro | $19.99 | one-time |


## Frequently asked questions

### Is Smart Retirement Planner free?

Smart Retirement Planner is free to download, with in-app purchases available.

### Is FIRE free?

FIRE is free to download, with in-app purchases available.

### Which has better reviews, Smart Retirement Planner or FIRE?

Smart Retirement Planner and FIRE are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Smart Retirement Planner or FIRE have ads?

Neither Smart Retirement Planner nor FIRE shows ads.

### Which is updated more often, Smart Retirement Planner or FIRE?

Smart Retirement Planner ships an update every 3 weeks, and FIRE weekly. Most recently, Smart Retirement Planner was updated on October 17, 2026 and FIRE on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*