# Tappy vs Chio

The clearest difference is in-app purchases: Chio at none against Tappy's 3. Tappy's advantage is update cadence (every 4 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Tappy sells 3 in-app purchases, starting at $2.99 per month. Chio asks for nothing beyond the download.

Tappy ships an update every 4 days, Chio every 3 weeks. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Tappy | Chio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (36 ratings)](https://appshunter.io/ios/app/tappy-daily-expense-tracker/id6777520962/reviews)** | — |
| Number of ratings | **36** | — |
| Positive reviews | 84.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 38 MB | 2 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Arranged Social LLP](https://appshunter.io/developer/1863333664) | [Thanh Ha](https://appshunter.io/developer/1708176007) |

## What reviewers say

### Tappy

[App page](https://appshunter.io/ios/app/tappy-daily-expense-tracker/id6777520962)

Log expenses instantly with quick actions like back taps, Siri commands, or widgets. This app provides clear spending insights and custom categories, all while keeping your data private on your device.

**Highlights:** Log expenses in seconds without opening app, Back Tap and Siri integration, Home and Lock Screen widgets, Spending tracking by category, Customizable expense categories, Data export to CSV, 100% private on-device data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tappy Pro | $2.99 | per month |
| Tappy Pro | $14.99 | per year |
| Tappy Pro | $29.99 | one-time |


### Chio

[App page](https://appshunter.io/ios/app/chio-one-tap-expense-tracker/id6818015632)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tappy free?

Tappy is free to download, with in-app purchases available.

### Is Chio free?

Chio is free to download, with no in-app purchases.

### Do Tappy or Chio have ads?

Neither Tappy nor Chio shows ads.

### Which is updated more often, Tappy or Chio?

Tappy ships an update every 4 days, and Chio every 3 weeks. Most recently, Tappy was updated on November 10, 2026 and Chio on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*