# Finance vs Dot

The clearest difference is iOS requirement: Finance at 17.0 against Dot's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Finance sells 3 in-app purchases, starting at $2.99 per month and Dot sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Finance ships an update every 3 weeks, Dot every 2 weeks. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Finance | Dot |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Freemium | — |
| Size | 28 MB | 192 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | +4 | 4+ |
| Developer | [W12 Consultoria](https://appshunter.io/developer/1812317573) | [Apinc Brasil](https://appshunter.io/developer/1828248572) |

## What reviewers say

### Finance

[App page](https://appshunter.io/ios/app/finance-savdin/id6777612495)

This app helps you make smarter spending decisions by showing the real cost of purchases in hours of work and their impact on future wealth. It offers tools for mindful spending, saving challenges, and financial planning without complex spreadsheets.

**Highlights:** Work-Hour Converter, Mindful Purchase Logging, 100 Envelopes Challenge, AI Financial Coach, Budgeting and Goal Tracking, Visual Reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly PRO | $2.99 | per month |
| Annual PRO | $17.99 | per year |
| Lifetime PRO | $39.99 | one-time |


### Dot

[App page](https://appshunter.io/ios/app/dot-expense-tracker/id6809239901)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Dot Pro Monthly | $5.99 | per month |
| Dot Pro Yearly | $59.99 | per year |


## Frequently asked questions

### Is Finance free?

Finance is free to download, with in-app purchases available.

### Is Dot free?

Dot is free to download, with in-app purchases available.

### Do Finance or Dot have ads?

Neither Finance nor Dot shows ads.

### Which is updated more often, Finance or Dot?

Finance ships an update every 3 weeks, and Dot every 2 weeks. Most recently, Finance was updated on October 13, 2026 and Dot on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*