# ChatWallet ChipChat vs SwipeMax

The clearest difference is in-app purchases: ChatWallet ChipChat at none against SwipeMax's 3. ChatWallet ChipChat also leads on ads (none vs shown) and iOS requirement (16.4 vs 18.0). SwipeMax's advantage is update cadence (weekly vs every 3 weeks). On price and device support there is nothing between them.

Both are free to download. SwipeMax sells 3 in-app purchases, starting at $1.99 per month. ChatWallet ChipChat asks for nothing beyond the download.

ChatWallet ChipChat ships an update every 3 weeks, SwipeMax weekly. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | ChatWallet ChipChat | SwipeMax |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 124 MB | 7 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Algorithm, LLC](https://appshunter.io/developer/6778056228) | [ONELL ROMAN](https://appshunter.io/developer/1883748606) |

## What reviewers say

### ChatWallet ChipChat

[App page](https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226)

Effortlessly collect and pay money within your group chats. Manage shared expenses like rent, trips, or gifts with live updates and automated reminders. Turn financial coordination into a fun, game-like experience.

**Highlights:** Collect and pay within chat, Split bills instantly, Automated payment reminders, Live contribution tracking, Gamified payment rewards, Supports various group types

**Features:** macOS Compatibility

**In-app purchases:** none


### SwipeMax

[App page](https://appshunter.io/ios/app/swipemax-points-guide/id6781031196)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SwipeMax Pro Monthly | $1.99 | per month |
| SwipeMax Pro Yearly | $14.99 | per year |
| SwipeMax Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is ChatWallet ChipChat free?

ChatWallet ChipChat is free to download, with no in-app purchases.

### Is SwipeMax free?

SwipeMax is free to download, with in-app purchases available.

### Do ChatWallet ChipChat or SwipeMax have ads?

SwipeMax shows ads; ChatWallet ChipChat does not.

### Which is updated more often, ChatWallet ChipChat or SwipeMax?

ChatWallet ChipChat ships an update every 3 weeks, and SwipeMax weekly. Most recently, ChatWallet ChipChat was updated on October 7, 2026 and SwipeMax on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*