# ChatWallet ChipChat vs tipme

The clearest difference is rating: ChatWallet ChipChat at 5.0 against tipme's 4.3. tipme's advantage is update cadence (every 4 days vs every 3 weeks) and ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ChatWallet ChipChat holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

ChatWallet ChipChat ships an update every 3 weeks, tipme every 4 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | ChatWallet ChipChat | tipme |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/tipme-accept-payments-and-tips/id6781202026/reviews) |
| Number of ratings | 1 | **4** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free | Free |
| Size | 126 MB | 104 MB |
| Requires iOS | 16.4 | 16.4 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Algorithm, LLC](https://appshunter.io/developer/6778056228) | [Hyperx inc.](https://appshunter.io/developer/6781202028) |

## What reviewers say

### ChatWallet ChipChat

[App page](https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226)

Effortlessly collect and pay money within your group chats. Manage shared expenses like rent, trips, or gifts with live updates and automated reminders. Turn financial coordination into a fun, game-like experience.

**Highlights:** Collect and pay within chat, Split bills instantly, Automated payment reminders, Live contribution tracking, Gamified payment rewards, Supports various group types

**Features:** macOS Compatibility

**In-app purchases:** none


### tipme

[App page](https://appshunter.io/ios/app/tipme-accept-payments-and-tips/id6781202026)

Accept payments and tips directly from customers' phones without needing a card reader or monthly fees. Create custom payment pages for services or tips, shareable via QR codes and links. Offers instant payouts and robust record-keeping for easy tax management.

**Highlights:** Create custom payment and tip pages, Accept Apple Pay, Google Pay, and cards, QR code and link sharing, Tap to Pay on iPhone, Service booking tools, Instant and standard payouts, Exportable payment records

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ChatWallet ChipChat free?

ChatWallet ChipChat is free to download, with no in-app purchases.

### Is tipme free?

tipme is free to download, with no in-app purchases.

### Which has better reviews, ChatWallet ChipChat or tipme?

ChatWallet ChipChat is rated higher. ChatWallet ChipChat averages 5.0 out of 5 from 1 ratings, while tipme averages 4.3 from 4 ratings.

### Do ChatWallet ChipChat or tipme have ads?

Neither ChatWallet ChipChat nor tipme shows ads.

### Which is updated more often, ChatWallet ChipChat or tipme?

ChatWallet ChipChat ships an update every 3 weeks, and tipme every 4 days. Most recently, ChatWallet ChipChat was updated on October 24, 2026 and tipme on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*