# Monni vs Halvy

The clearest difference is in-app purchases: Monni at none against Halvy's 3. Halvy's advantage is update cadence (every 10 days vs every 3 weeks). On price, review sentiment, ads and device support there is nothing between them.

Both are free to download. Halvy sells 3 in-app purchases, starting at $1.99 per month. Monni asks for nothing beyond the download.

Monni ships an update every 3 weeks, Halvy every 10 days. The most recent releases landed on October 8, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Monni | Halvy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monni-spending-room/id6778174904/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 14 MB | 97 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CAI FINTECH LLC](https://appshunter.io/developer/908716425) | [Amboyance Inc.](https://appshunter.io/developer/1873773396) |

## What reviewers say

### Monni

[App page](https://appshunter.io/ios/app/monni-spending-room/id6778174904)

This app provides a clear, intelligent overview of your finances. Track spending, income, bills, assets, and investments with AI-powered insights to help you understand your money better.

**Highlights:** Net worth tracking, Spending and income tracking, Transaction timeline, Upcoming bills, Asset and liability tracking, Investment portfolio views, AI-powered financial insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Halvy

[App page](https://appshunter.io/ios/app/halvy-split-expenses/id6782474367)

Effortlessly track and split shared expenses with friends, roommates, or partners. Offers flexible splitting methods, real-time balance updates, and convenient settlement options. Advanced features for budgeting, receipt scanning, and business use are available via subscription.

**Highlights:** Flexible expense splitting (income, percentage, shares), Real-time balance tracking, Group creation for various relationships, Multiple payment app integrations for settlement, Receipt scanning and item extraction (Pro), Budgeting and recurring expense management (Pro), Business expense tracking and reporting (Pro)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Halvy Pro - Monthly | $1.99 | per month |
| Halvy Pro - Annual | $14.99 | per year |
| Halvy Pro - Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Monni free?

Monni is free to download, with no in-app purchases.

### Is Halvy free?

Halvy is free to download, with in-app purchases available.

### Do Monni or Halvy have ads?

Neither Monni nor Halvy shows ads.

### Which is updated more often, Monni or Halvy?

Monni ships an update every 3 weeks, and Halvy every 10 days. Most recently, Monni was updated on October 8, 2026 and Halvy on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*