# QarzGo vs Kaft Pay

The clearest difference is iOS requirement: Kaft Pay at 15.1 against QarzGo's 18.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | QarzGo | Kaft Pay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Size | 70 MB | 70 MB |
| Requires iOS | 18.2 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [NEW EDU](https://appshunter.io/developer/1844075343) | [KAFTPAY, MCHJ](https://appshunter.io/developer/6798976473) |

## What reviewers say

### QarzGo

[App page](https://appshunter.io/ios/app/qarzgo/id6778347853)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kaft Pay

[App page](https://appshunter.io/ios/app/kaft-pay/id6798976471)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is QarzGo free?

QarzGo is free to download, with no in-app purchases.

### Is Kaft Pay free?

Kaft Pay is free to download, with no in-app purchases.

### Do QarzGo or Kaft Pay have ads?

Neither QarzGo nor Kaft Pay shows ads.

### Which is updated more often, QarzGo or Kaft Pay?

QarzGo ships an update weekly, and Kaft Pay weekly. Most recently, QarzGo was updated on October 24, 2026 and Kaft Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*