# Pay vs Budget Planner App

The clearest difference is in-app purchases: Pay at none against Budget Planner App's 1. Pay also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). Budget Planner App's advantage is ads (none vs shown) and update cadence (weekly vs monthly). On price there is nothing between them.

Both are free to download. Budget Planner App sells 1 one-off in-app purchase. Pay asks for nothing beyond the download.

Pay ships an update monthly, Budget Planner App weekly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Pay | Budget Planner App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/budget-planner-app-stash/id6784336147/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Weekly** |
| Monetization | — | Free with in-app purchases |
| Size | 38 MB | 21 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Brightray Technologies llc](https://appshunter.io/developer/6778474931) | [ZEKKERRIYYA ZEKERI](https://appshunter.io/developer/1884333029) |

## What reviewers say

### Pay

[App page](https://appshunter.io/ios/app/pay-calc/id6778474929)

**In-app purchases:** none


### Budget Planner App

[App page](https://appshunter.io/ios/app/budget-planner-app-stash/id6784336147)

This app helps you budget using the cash-stuffing method without linking bank accounts. Create virtual envelopes for expenses and savings goals, and track your progress on a clear dashboard. It's designed for privacy and simplicity.

**Highlights:** Cash-stuffing budgeting, Virtual envelopes for expenses, Sinking funds for goals, Privacy-focused, no bank linking, Clear dashboard overview, Saving habit building

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Access | $9.99 | one-time |


## Frequently asked questions

### Is Pay free?

Pay is free to download, with no in-app purchases.

### Is Budget Planner App free?

Budget Planner App is free to download, with in-app purchases available.

### Do Pay or Budget Planner App have ads?

Pay shows ads; Budget Planner App does not.

### Which is updated more often, Pay or Budget Planner App?

Pay ships an update monthly, and Budget Planner App weekly. Most recently, Pay was updated on October 28, 2026 and Budget Planner App on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
