# TenPayGo vs CardMaster

The clearest difference is iOS requirement: TenPayGo at 15.0 against CardMaster's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | TenPayGo | CardMaster |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (72 ratings)](https://appshunter.io/ios/app/tenpaygo/id6778755338/reviews)** | — |
| Number of ratings | **72** | — |
| Positive reviews | 35.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Free | — |
| Size | 137 MB | 7 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tencent Technology (Shenzhen) Company Limited](https://appshunter.io/developer/292374531) | [景辉 何](https://appshunter.io/developer/6792008042) |

## What reviewers say

### TenPayGo

[App page](https://appshunter.io/ios/app/tenpaygo/id6778755338)

Facilitates seamless payments in China using international cards and digital wallets, even without a local WeChat account. Offers AI-powered exploration tools like real-time translation and object identification to enhance travel experiences.

**Highlights:** Accepted at most Chinese merchants, Supports Visa, Mastercard, Amex, and more, Pay without WeChat, AI-powered translation, Object identification, Taxi booking assistance

**In-app purchases:** none


### CardMaster

[App page](https://appshunter.io/ios/app/cardmaster-reward-tracker/id6792032626)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TenPayGo free?

TenPayGo is free to download, with no in-app purchases.

### Is CardMaster free?

CardMaster is free to download, with no in-app purchases.

### Do TenPayGo or CardMaster have ads?

Neither TenPayGo nor CardMaster shows ads.

### Which is updated more often, TenPayGo or CardMaster?

TenPayGo ships an update weekly, and CardMaster weekly. Most recently, TenPayGo was updated on November 1, 2026 and CardMaster on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*