# Marlo vs Spend Pal

Marlo and Spend Pal are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Marlo sells 4 in-app purchases, starting at $6.99 per month and Spend Pal sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Marlo | Spend Pal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/marlo-budget-expense-tracker/id6778914533/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | — |
| Monetization | Freemium | — |
| Size | 17 MB | 13 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Anicca LLC](https://appshunter.io/developer/6771920747) | [帅 陈](https://appshunter.io/developer/1655624601) |

## What reviewers say

### Marlo

[App page](https://appshunter.io/ios/app/marlo-budget-expense-tracker/id6778914533)

This app calculates your 'safe to spend' amount by subtracting fixed costs, budgets, and savings from your income. It provides a clear, guilt-free number for discretionary spending, with budgeting and savings goal features. All data is stored locally for privacy.

**Highlights:** Calculates 'Safe to Spend' amount, Budget tracking by category, Savings goal setting and tracking, Recurring income and bill setup, Optional daily logging reminders, Private, on-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Marlo Pro Monthly | $6.99 | per month |
| Marlo Pro Annual Intro | $24.99 | per year |
| Marlo Pro Annual | $29.99 | per year |
| Marlo Pro — Lifetime | $39.99 | one-time |


### Spend Pal

[App page](https://appshunter.io/ios/app/spend-pal-expense-tracker/id6803842826)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendPal Premium Weekly | $1.99 | per 7 days |
| SpendPal Premium Yearly | $8.99 | per year |
| SpendPal Premium Lifetime | $12.99 | one-time |


## Frequently asked questions

### Is Marlo free?

Marlo is free to download, with in-app purchases available.

### Is Spend Pal free?

Spend Pal is free to download, with in-app purchases available.

### Do Marlo or Spend Pal have ads?

Neither Marlo nor Spend Pal shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*