# FUTR Agent vs Qistiq

The clearest difference is rating: FUTR Agent at 2.0 against Qistiq's 1.7. Qistiq's advantage is ratings volume (7 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FUTR Agent holds the better App Store score, 2.0 against 1.7. That said, the two scores are not equally well evidenced: Qistiq has 7 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | FUTR Agent | Qistiq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (1 ratings)](https://appshunter.io/ios/app/futr-agent/id6779495155/reviews)** | [1.7 (7 ratings)](https://appshunter.io/ios/app/qistiq/id6780303031/reviews) |
| Number of ratings | 1 | **7** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Free | Free |
| Size | 77 MB | 80 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hank Payments Corp.](https://appshunter.io/developer/6779495157) | [NUVIA GROUP LLC](https://appshunter.io/developer/1827461983) |

## What reviewers say

### FUTR Agent

[App page](https://appshunter.io/ios/app/futr-agent/id6779495155)

This app simplifies loan payment management with intelligent monitoring and real-time progress tracking. It provides a clear overview of upcoming debits, payment history, and account settings through a secure mobile interface.

**Highlights:** AI-powered loan payment optimization, Real-time loan repayment progress tracking, View upcoming debit and payment schedules, Transparent and traceable transaction history, Secure biometric sign-in, Streamlined onboarding

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Qistiq

[App page](https://appshunter.io/ios/app/qistiq/id6780303031)

Access a portion of your earned wages before your official payday. This secure app offers flexible repayment options and a simple experience for managing your finances and unexpected expenses.

**Highlights:** Earned wage access, Fast approval process, Flexible repayment options, Secure and private, Real-time account management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FUTR Agent free?

FUTR Agent is free to download, with no in-app purchases.

### Is Qistiq free?

Qistiq is free to download, with no in-app purchases.

### Which has better reviews, FUTR Agent or Qistiq?

FUTR Agent is rated higher. FUTR Agent averages 2.0 out of 5 from 1 ratings, while Qistiq averages 1.7 from 7 ratings.

### Do FUTR Agent or Qistiq have ads?

Neither FUTR Agent nor Qistiq shows ads.

### Which is updated more often, FUTR Agent or Qistiq?

FUTR Agent ships an update weekly, and Qistiq weekly. Most recently, FUTR Agent was updated on October 24, 2026 and Qistiq on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*