# 100 Envelope Challenge vs Stash

The clearest difference is ads: Stash at none against 100 Envelope Challenge's shown. Stash also leads on update cadence (every 2 days vs every 3 months) and iOS requirement (15.0 vs 17.0). 100 Envelope Challenge's advantage is ratings volume (4 vs 1). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. 100 Envelope Challenge sells 1 one-off in-app purchase and Stash sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for 100 Envelope Challenge against 5.0 for Stash. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

100 Envelope Challenge ships an update every 3 months, Stash every 2 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 100 Envelope Challenge | Stash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/100-envelope-challenge/id6779838041/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/stash-savings-challenge/id6780523233/reviews) |
| Number of ratings | **4** | 1 |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 2 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 11 MB | 9 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ikuhei Kure](https://appshunter.io/developer/1837581334) | [Peter Hallander](https://appshunter.io/developer/6779583782) |

## What reviewers say

### 100 Envelope Challenge

[App page](https://appshunter.io/ios/app/100-envelope-challenge/id6779838041)

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

**Highlights:** Gamified savings progress visualization, Customizable challenge rules, Multiple savings challenge types, Streak tracking and motivation tools, Home Screen widget for goal visibility, Optional daily reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | one-time |


### Stash

[App page](https://appshunter.io/ios/app/stash-savings-challenge/id6780523233)

This app gamifies saving money with engaging challenges like the 100-envelope or 52-week methods. Track your progress visually, share achievements, and enjoy an ad-free, private experience without needing an account.

**Highlights:** 100-envelope challenge, 52-week challenge, Custom savings goals, Visual progress tracking, Streak and milestone tracking, Shareable progress cards, 24 currency support

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stash Plus Yearly | $9.99 | per year |
| Full Access | $19.99 | one-time |


## Frequently asked questions

### Is 100 Envelope Challenge free?

100 Envelope Challenge is free to download, with in-app purchases available.

### Is Stash free?

Stash is free to download, with in-app purchases available.

### Which has better reviews, 100 Envelope Challenge or Stash?

100 Envelope Challenge and Stash are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do 100 Envelope Challenge or Stash have ads?

100 Envelope Challenge shows ads; Stash does not.

### Which is updated more often, 100 Envelope Challenge or Stash?

100 Envelope Challenge ships an update every 3 months, and Stash every 2 days. Most recently, 100 Envelope Challenge was updated on October 25, 2026 and Stash on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*