# Overtime vs Payfin

The clearest difference is ads: Payfin at none against Overtime's shown. Overtime's advantage is update cadence (every 4 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Overtime sells 2 in-app purchases, starting at $5.99 per month and Payfin sells 2 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Overtime ships an update every 4 days, Payfin every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Overtime | Payfin |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Size | 6 MB | 71 MB |
| Requires iOS | 17.2 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Goncalo Matos](https://appshunter.io/developer/6780948581) | [Eunbi Go](https://appshunter.io/developer/6780333616) |

## What reviewers say

### Overtime

[App page](https://appshunter.io/ios/app/overtime-pay-calculator/id6780948579)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Overtime Pro Monthly | $5.99 | per month |
| Overtime Pro Annual | $34.99 | per year |


### Payfin

[App page](https://appshunter.io/ios/app/payfin-debt-payoff-planner/id6784321939)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payfin Weekly Premium Subscription | $4.99 | per 7 days |
| Payfin Yearly Premium Subscription | $29.99 | per year |


## Frequently asked questions

### Is Overtime free?

Overtime is free to download, with in-app purchases available.

### Is Payfin free?

Payfin is free to download, with in-app purchases available.

### Do Overtime or Payfin have ads?

Overtime shows ads; Payfin does not.

### Which is updated more often, Overtime or Payfin?

Overtime ships an update every 4 days, and Payfin every 3 weeks. Most recently, Overtime was updated on October 24, 2026 and Payfin on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*